Al-Ahleia Insurance Company S.A.K.P. (KWSE:AINS)

KWSE:AINS Statistics

Total Valuation

KWSE:AINS has a market cap or net worth of KWD 172.79 million. The enterprise value is 178.39 million.

Market Cap	172.79M
Enterprise Value	178.39M

Important Dates

The last earnings date was Thursday, February 19, 2026.

Earnings Date	Feb 19, 2026
Ex-Dividend Date	Apr 16, 2025

Share Statistics

KWSE:AINS has 231.93 million shares outstanding.

Current Share Class	231.93M
Shares Outstanding	231.93M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	5.00%
Float	231.75M

Valuation Ratios

The trailing PE ratio is 6.86.

PE Ratio	6.86
Forward PE	n/a
PS Ratio	1.29
PB Ratio	0.89
P/TBV Ratio	0.97
P/FCF Ratio	4.68
P/OCF Ratio	4.58
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.45, with an EV/FCF ratio of 4.84.

EV / Earnings	7.08
EV / Sales	1.34
EV / EBITDA	6.45
EV / EBIT	6.54
EV / FCF	4.84

Financial Position

The company has a current ratio of 3.60

Current Ratio	3.60
Quick Ratio	1.56
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	1,024.41

Financial Efficiency

Return on equity (ROE) is 15.53% and return on invested capital (ROIC) is 14.18%.

Return on Equity (ROE)	15.53%
Return on Assets (ROA)	3.67%
Return on Invested Capital (ROIC)	14.18%
Return on Capital Employed (ROCE)	5.87%
Weighted Average Cost of Capital (WACC)	5.36%
Revenue Per Employee	781,342
Profits Per Employee	147,272
Employee Count	171
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

In the past 12 months, KWSE:AINS has paid 301,299 in taxes.

Income Tax	301,299
Effective Tax Rate	1.07%

Stock Price Statistics

The stock price has decreased by -0.83% in the last 52 weeks. The beta is 0.20, so KWSE:AINS's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	-0.83%
50-Day Moving Average	0.80
200-Day Moving Average	0.80
Relative Strength Index (RSI)	43.70
Average Volume (20 Days)	98,696

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, KWSE:AINS had revenue of KWD 133.61 million and earned 25.18 million in profits. Earnings per share was 0.11.

Revenue	133.61M
Gross Profit	35.32M
Operating Income	27.27M
Pretax Income	28.15M
Net Income	25.18M
EBITDA	27.67M
EBIT	27.27M
Earnings Per Share (EPS)	0.11

Balance Sheet

The company has 50.32 million in cash and n/a in debt, with a net cash position of 10.02 million or 0.04 per share.

Cash & Cash Equivalents	50.32M
Total Debt	n/a
Net Cash	10.02M
Net Cash Per Share	0.04
Equity (Book Value)	193.81M
Book Value Per Share	0.77
Working Capital	83.80M

Cash Flow

In the last 12 months, operating cash flow was 37.71 million and capital expenditures -817,884, giving a free cash flow of 36.89 million.

Operating Cash Flow	37.71M
Capital Expenditures	-817,884
Free Cash Flow	36.89M
FCF Per Share	0.16

Margins

Gross margin is 26.44%, with operating and profit margins of 20.41% and 18.85%.

Gross Margin	26.44%
Operating Margin	20.41%
Pretax Margin	21.07%
Profit Margin	18.85%
EBITDA Margin	20.71%
EBIT Margin	20.41%
FCF Margin	27.61%

Dividends & Yields

This stock pays an annual dividend of 0.03, which amounts to a dividend yield of 4.11%.

Dividend Per Share	0.03
Dividend Yield	4.11%
Dividend Growth (YoY)	-0.68%
Years of Dividend Growth	n/a
Payout Ratio	13.29%
Buyback Yield	n/a
Shareholder Yield	4.11%
Earnings Yield	14.57%
FCF Yield	21.35%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 16, 2025. It was a forward split with a ratio of 1.07029478.

Last Split Date	Apr 16, 2025
Split Type	Forward
Split Ratio	1.07029478

Scores

Altman Z-Score	n/a
Piotroski F-Score	5