Al-Ahleia Insurance Company S.A.K.P. (KWSE:AINS)

KWSE:AINS Ratios and Metrics

Market cap in millions KWD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	167	190	194	132	108	109
Market Cap Growth	-4.23%	-1.94%	46.73%	22.49%	-1.39%	12.82%
Enterprise Value	174	193	210	131	103	105
PE Ratio	8.36	7.55	8.56	6.60	6.57	7.84
PS Ratio	1.37	1.42	1.57	1.15	1.07	1.09
PB Ratio	0.88	0.98	1.18	0.89	0.74	0.78
P/FCF Ratio	4.65	5.16	3.99	3.84	4.94	3.90
P/OCF Ratio	4.61	5.04	3.96	3.82	4.92	3.89
EV/Sales Ratio	1.42	1.45	1.70	1.14	1.01	1.05
EV/EBITDA Ratio	7.69	6.98	8.31	5.92	5.61	7.11
EV/EBIT Ratio	7.83	7.09	8.38	5.96	5.65	7.23
EV/FCF Ratio	4.82	5.24	4.32	3.80	4.70	3.75
Net Debt / Equity Ratio	-0.05	-0.05	-0.05	-0.05	-0.05	-0.05
Net Debt / EBITDA Ratio	-0.43	-0.36	-0.33	-0.37	-0.40	-0.52
Net Debt / FCF Ratio	-0.27	-0.27	-0.17	-0.24	-0.34	-0.27
Quick Ratio	8.04	1.57	1.39	1.48	0.68	0.14
Current Ratio	17.25	3.60	3.41	3.95	2.34	0.58
Asset Turnover	0.26	0.29	0.31	0.31	0.28	0.28
Return on Equity (ROE)	12.51%	15.53%	15.43%	14.32%	11.97%	10.92%
Return on Assets (ROA)	2.96%	3.67%	3.89%	3.74%	3.11%	2.57%
Return on Invested Capital (ROIC)	11.43%	15.04%	15.86%	14.77%	12.55%	10.82%
Earnings Yield	11.95%	13.24%	11.68%	15.15%	15.21%	12.76%
FCF Yield	21.52%	19.40%	25.09%	26.05%	20.25%	25.67%
Dividend Yield	4.16%	3.87%	1.71%	5.66%	9.95%	9.21%
Payout Ratio	16.72%	13.29%	29.70%	44.28%	46.27%	37.32%
Buyback Yield / Dilution	0.02%	-	-0.04%	-	-	-
Total Shareholder Return	4.12%	3.87%	1.68%	5.66%	9.95%	9.21%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.