Al-Ahleia Insurance Company S.A.K.P. (KWSE:AINS)
Kuwait flag Kuwait · Delayed Price · Currency is KWD · Price in KWF
0.7250
+0.0140 (1.97%)
At close: Aug 6, 2026

KWSE:AINS Financials Overview

Millions KWD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
92.85133.61123.96114.7101.19100.77
Revenue Growth
-39.12%7.79%8.07%13.35%0.41%17.72%
Operating Income
25.7127.2725.0821.9618.1714.56
Net Income
22.325.1822.6520.0316.4213.97
Earnings Per Share
0.090.100.090.080.070.06
EPS Growth
-9.71%11.17%13.07%21.99%17.55%14.62%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
General Risk Insurance
6.487.117.396.444.11-
Life and Medical Insurance
1.872.913.276.221.6216.21
Reinsurance Operations
21.8621.3816.6713.110.3666.84
Investments
-3.936.356.047.03-
Total
29.4235.3233.6931.8123.12100.83

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
9.0510.028.338.187.417.65
Total Debt
------
Net Cash (Debt)
9.0510.028.338.187.417.65
Net Cash Growth
14.31%20.21%1.86%10.47%-3.21%-21.95%
Net Cash Per Share
0.040.040.030.030.030.03

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
22.7237.7149.0334.6321.9328.15
Capital Expenditures
-0.14-0.82-0.37-0.19-0.07-0.05
Free Cash Flow
22.5836.8948.6634.4421.8528.09
Free Cash Flow Growth
-42.85%-24.19%41.30%57.61%-22.22%-10.13%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
27.69%20.41%20.24%19.14%17.95%14.45%
Pretax Margin
27.40%21.07%19.69%18.56%17.12%14.59%
Profit Margin
24.02%18.85%18.27%17.46%16.23%13.86%
FCF Margin
24.32%27.61%39.26%30.03%21.59%27.88%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0280.0280.0120.0260.0350.031
Dividend Per Share Growth
69.71%130.08%-53.59%-24.93%14.24%47.14%
Dividend Yield
3.98%3.87%1.71%5.66%9.95%9.21%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.907.558.566.606.577.84
P/FCF Ratio
4.955.163.993.844.943.90
PS Ratio
1.461.421.571.151.071.09