Al-Ahleia Insurance Company S.A.K.P. (KWSE:AINS)
Kuwait flag Kuwait · Delayed Price · Currency is KWD
0.7370
-0.0010 (-0.14%)
At close: Oct 28, 2026

KWSE:AINS Financials Overview

Millions KWD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
118.69133.61123.96114.7101.19100.77
Revenue Growth
-15.49%7.79%8.07%13.35%0.41%17.72%
Operating Income
25.7127.2725.0821.9618.1714.56
Net Income
22.325.1822.6520.0316.4213.97
Earnings Per Share
0.090.100.090.080.070.06
EPS Growth
-9.52%11.17%13.07%21.99%17.55%14.62%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
General Risk Insurance
7.887.117.396.444.11-
Life and Medical Insurance
-1.462.913.276.221.6216.21
Reinsurance Operations
25.1221.3816.6713.110.3666.84
Investments
-3.936.356.047.03-
Total
26.3935.3233.6931.8123.12100.83

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
9.0510.028.338.187.417.65
Total Debt
------
Net Cash (Debt)
9.0510.028.338.187.417.65
Net Cash Growth
14.31%20.21%1.86%10.47%-3.21%-21.95%
Net Cash Per Share
0.040.040.030.030.030.03

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
22.7237.7149.0334.6321.9328.15
Capital Expenditures
-0.14-0.82-0.37-0.19-0.07-0.05
Free Cash Flow
22.5836.8948.6634.4421.8528.09
Free Cash Flow Growth
-42.86%-24.19%41.30%57.61%-22.22%-10.13%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
21.66%20.41%20.24%19.14%17.95%14.45%
Pretax Margin
21.43%21.07%19.69%18.56%17.12%14.59%
Profit Margin
18.79%18.85%18.27%17.46%16.23%13.86%
FCF Margin
19.02%27.61%39.26%30.03%21.59%27.88%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0280.0280.0120.0260.0350.031
Dividend Per Share Growth
126.93%130.08%-53.59%-24.93%14.24%47.14%
Dividend Yield
3.84%3.66%1.56%4.92%8.04%6.94%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.117.558.566.606.577.84
P/FCF Ratio
8.035.163.993.844.943.90
PS Ratio
1.531.421.571.151.071.09