Al Manar Financing and Leasing Company K.S.C. (Public) (KWSE:ALMANAR)

KWSE:ALMANAR Income Statement

Financials in millions KWD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest and Dividend Income	2.5	2.18	2.13	1.71	2
Total Interest Expense	1.02	1.01	0.78	0.28	0.18
Net Interest Income	1.48	1.17	1.35	1.43	1.83
Gain (Loss) on Sale of Investments	0.44	0.27	0.36	-0.13	0.31
Other Revenue	1.35	1.3	0.81	0.44	0.4
Revenue Before Loan Losses	3.26	2.74	2.52	1.74	2.54
Provision for Loan Losses	-0.03	-0	0.12	-1.05	-0.61
Revenue	3.3	2.74	2.4	2.79	3.14
Revenue Growth (YoY)	20.41%	13.98%	-13.74%	-11.35%	-
Salaries & Employee Benefits	0.69	0.74	0.76	0.74	0.94
Other Operating Expenses	-0.26	0.54	0.62	0.49	0.81
Total Operating Expenses	0.42	1.28	1.38	1.23	1.74
Operating Income	2.88	1.46	1.03	1.56	1.4
EBT Excluding Unusual Items	2.88	1.46	1.03	1.56	1.4
Other Unusual Items	-0.02	0.02	1.48	-0.01	-0
Pretax Income	2.96	1.69	2.41	1.58	1.37
Income Tax Expense	0.03	0.01	0.03	0.02	0.01
Earnings From Continuing Ops.	2.93	1.67	2.38	1.57	1.36
Minority Interest in Earnings	-0.23	-0.26	-0.5	-	-
Net Income	2.7	1.41	1.88	1.57	1.36
Net Income to Common	2.7	1.41	1.88	1.57	1.36
Net Income Growth	91.92%	-25.18%	20.15%	15.04%	-
Shares Outstanding (Basic)	260	263	264	283	264
Shares Outstanding (Diluted)	260	263	264	283	264
Shares Change (YoY)	-1.03%	-0.36%	-6.96%	7.50%	-0.03%
EPS (Basic)	0.01	0.01	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01
EPS Growth	93.94%	-24.92%	29.14%	7.01%	-
Dividend Per Share	0.004	0.003	0.003	0.003	-
Dividend Growth	33.33%	-	-	-	-
Operating Margin	87.19%	53.33%	42.63%	55.91%	44.51%
Profit Margin	81.95%	51.42%	78.33%	56.23%	43.33%
Effective Tax Rate	0.86%	0.82%	1.05%	0.95%	0.83%
Revenue as Reported	5.58	4.25	4.9	-	2.72

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.