KWSE:ALMANAR Income Statement

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	2.57	2.5	2.18	2.13	1.71	2
Total Interest Expense	1	1.02	1.01	0.78	0.28	0.18
Net Interest Income	1.57	1.48	1.17	1.35	1.43	1.83
Gain (Loss) on Sale of Investments	0.45	0.44	0.27	0.36	-0.13	0.31
Other Revenue	1.42	1.35	1.3	0.81	0.44	0.4
Revenue Before Loan Losses	3.44	3.26	2.74	2.52	1.74	2.54
Provision for Loan Losses	0.06	-0.03	-0	0.12	-1.05	-0.61
Revenue	3.38	3.3	2.74	2.4	2.79	3.14
Revenue Growth (YoY)	40.51%	20.41%	13.98%	-13.74%	-11.35%	-
Salaries & Employee Benefits	0.68	0.69	0.74	0.76	0.74	0.94
Other Operating Expenses	-0.3	-0.26	0.54	0.62	0.49	0.81
Total Operating Expenses	0.38	0.42	1.28	1.38	1.23	1.74
Operating Income	2.99	2.88	1.46	1.03	1.56	1.4
EBT Excluding Unusual Items	2.99	2.88	1.46	1.03	1.56	1.4
Other Unusual Items	-0.02	-0.02	0.02	1.48	-0.01	-0
Pretax Income	3.07	2.96	1.69	2.41	1.58	1.37
Income Tax Expense	0.03	0.03	0.01	0.03	0.02	0.01
Earnings From Continuing Ops.	3.05	2.93	1.67	2.38	1.57	1.36
Minority Interest in Earnings	-0.25	-0.23	-0.26	-0.5	-	-
Net Income	2.8	2.7	1.41	1.88	1.57	1.36
Net Income to Common	2.8	2.7	1.41	1.88	1.57	1.36
Net Income Growth	144.72%	91.92%	-25.18%	20.15%	15.04%	-
Shares Outstanding (Basic)	256	260	263	264	283	264
Shares Outstanding (Diluted)	256	260	263	264	283	264
Shares Change (YoY)	-2.22%	-1.03%	-0.36%	-6.96%	7.50%	-0.03%
EPS (Basic)	0.01	0.01	0.01	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01	0.01
EPS Growth	150.26%	93.94%	-24.92%	29.14%	7.01%	-
Dividend Per Share	0.004	0.004	0.003	0.003	0.003	-
Dividend Growth	33.33%	33.33%	-	-	-	-
Operating Margin	88.63%	87.19%	53.33%	42.63%	55.91%	44.51%
Profit Margin	83.00%	81.95%	51.42%	78.33%	56.23%	43.33%
Effective Tax Rate	0.86%	0.86%	0.82%	1.05%	0.95%	0.83%
Revenue as Reported	5.74	5.58	4.25	4.9	-	2.72