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Arzan Financial Group for Financing and Investment - KPSC (KWSE:ARZAN)
Kuwait flag Kuwait · Delayed Price · Currency is KWD · Price in KWF
0.3200
-0.0020 (-0.62%)
At close: Aug 31, 2026

KWSE:ARZAN Financials Overview

Millions KWD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
28.6334.820.518.2616.4915.29
Revenue Growth
-16.39%69.64%148.20%-49.87%7.85%407.70%
Operating Income
18.3625.3115.286.5910.678.65
Net Income
15.6823.2414.17.038.157.43
Earnings Per Share
0.020.020.010.010.010.01
EPS Growth
-39.31%62.63%98.36%-13.82%10.14%-

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Instalment Credit
3.83.322.854.782.141.64
Investments
27.7233.7720.68.6314.1810.38
Financial Brokerage
1.31.240.910.850.990.69
Real Estate
0.240.291.061.630.331.92
Total
33.0638.6225.4215.8917.6414.63

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
19.415.9230.9117.3920.6117.8
Total Debt
70.4769.2143.7424.9328.721.5
Net Cash (Debt)
-51.07-53.28-12.83-7.54-8.09-3.7
Net Cash Growth
------
Net Cash Per Share
-0.05-0.06-0.01-0.01-0.01-0.00

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-6.43-8.36-12.944.62.87-3.29
Capital Expenditures
1.26-0.01-6.69-0.11-0.07-0.48
Free Cash Flow
-5.17-8.37-19.634.52.8-3.77
Free Cash Flow Growth
---60.41%--

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
64.14%72.75%74.51%79.78%64.73%56.56%
Pretax Margin
63.99%72.12%78.42%105.49%60.66%57.72%
Profit Margin
54.76%66.79%68.72%85.12%49.43%48.60%
FCF Margin
-18.05%-24.05%-95.69%54.40%17.00%-24.69%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0020.0020.0030.0020.0040.002
Dividend Per Share Growth
-29.33%-29.63%58.82%-51.43%66.67%-
Dividend Yield
0.62%0.54%1.15%0.96%3.75%1.69%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
19.6114.5116.2324.8011.3216.94
P/FCF Ratio
---38.8132.92-
PS Ratio
10.749.6911.1521.115.608.23