Burgan Bank K.P.S.C. (KWSE:BURG)

Burgan Bank K.P.S.C. Income Statement

Financials in millions KWD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	660.51	660.5	610.31	448.31	323.48	254.12
Interest Income on Investments	2.99	2.53	1.13	1.48	2	1.29
Total Interest Income	663.49	663.04	611.44	449.79	325.48	255.41
Interest Paid on Deposits	487.24	482.59	452.92	313.45	176.01	125.95
Net Interest Income	176.25	180.45	158.52	136.35	149.47	129.47
Net Interest Income Growth (YoY)	4.41%	13.84%	16.26%	-8.78%	15.45%	-8.76%
Gain (Loss) on Sale of Investments	5.35	5.22	1.75	6.71	6.88	29.15
Gain (Loss) on Sale of Equity Investments	1.62	1.62	0.25	0.17	0.13	0.45
Other Non-Interest Income	90.22	80.11	68.94	77.64	71.43	75.68
Total Non-Interest Income	97.19	86.95	70.93	84.52	78.44	105.28
Non-Interest Income Growth (YoY)	51.03%	22.59%	-16.07%	7.74%	-25.49%	48.63%
Revenues Before Loan Losses	273.44	267.4	229.45	220.86	227.91	234.74
Provision for Loan Losses	59.87	59.42	38.07	47.82	25.29	84.64
Revenue	213.58	207.98	191.37	173.04	202.62	150.11
Revenue Growth (YoY)	11.24%	8.68%	10.59%	-14.60%	34.99%	10.12%
Salaries and Employee Benefits	101.19	95.66	73.56	59.69	53.29	46.29
Other Non-Interest Expense	58.34	54.06	49.35	45.73	74.35	48.52
Total Non-Interest Expense	159.53	149.72	122.92	105.42	127.63	94.81
EBT Excluding Unusual Items	54.05	58.26	68.46	67.62	74.99	55.3
Pretax Income	54.05	58.26	68.46	67.62	74.99	55.3
Income Tax Expense	14.01	12.48	17.84	22.53	16.44	6.71
Earnings From Continuing Operations	40.04	45.78	50.62	45.1	58.55	48.59
Minority Interest in Earnings	0.92	0.76	-4.18	-1.55	-6.42	-3.2
Net Income	40.96	46.53	46.44	43.55	52.13	45.39
Preferred Dividends & Other Adjustments	10.88	10.88	9.22	9.06	10.72	8.3
Net Income to Common	30.09	35.66	37.22	34.49	41.42	37.09
Net Income Growth	-12.81%	0.21%	6.64%	-16.46%	14.85%	34.84%
Basic Shares Outstanding	4,772	3,978	3,990	3,990	3,990	3,601
Diluted Shares Outstanding	4,772	3,978	3,990	3,990	3,990	3,601
Shares Change (YoY)	10.26%	-0.29%	-	-	10.80%	1.12%
EPS (Basic)	0.01	0.01	0.01	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01	0.01
EPS Growth	-28.36%	-3.91%	7.94%	-16.74%	0.79%	48.11%
Dividend Per Share	0.006	0.006	0.005	0.005	0.007	0.004
Dividend Growth	5.56%	5.56%	5.88%	-22.73%	69.23%	5.41%
Effective Tax Rate	25.92%	21.42%	26.06%	33.31%	21.92%	12.13%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.