Burgan Bank K.P.S.C. Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	488.08	582.57	618.09	490.65	655.77	558.9
Investment Securities	1,435	1,542	1,436	1,176	937.6	1,015
Trading Asset Securities	22.72	93.84	87.71	89.12	98.5	89.47
Total Investments	1,458	1,636	1,524	1,265	1,036	1,105
Gross Loans	4,733	4,960	4,672	4,641	4,653	4,811
Allowance for Loan Losses	-	-148.62	-206.31	-181.23	-182.54	-266.16
Net Loans	4,733	4,811	4,466	4,460	4,471	4,545
Property, Plant & Equipment	214.08	198.71	176.98	163.07	150.15	157.14
Goodwill	-	8.25	8.26	8.17	8.04	8.2
Other Intangible Assets	32.55	7.88	8.48	9.36	10.38	12.14
Accrued Interest Receivable	-	154.53	147.24	97.18	110.84	83.49
Other Receivables	1,023	6.83	8.88	10.58	9.38	11.2
Restricted Cash	405.32	470.5	252.24	168.73	165.84	260.58
Other Current Assets	-	8.05	7.45	349.85	307.04	250.89
Long-Term Deferred Tax Assets	-	6.99	4.47	8.36	5.25	5.29
Other Real Estate Owned & Foreclosed	-	187.04	153.06	85.48	98.84	50.97
Other Long-Term Assets	533.78	80.06	51.01	48.98	46.71	57.49
Total Assets	8,888	8,158	7,426	7,166	7,075	7,106
Interest Bearing Deposits	5,187	4,904	4,463	3,932	4,162	4,091
Total Deposits	5,187	4,904	4,463	3,932	4,162	4,091
Current Portion of Long-Term Debt	1,771	1,565	1,139	1,096	879.66	1,261
Current Income Taxes Payable	30.26	26.66	21.32	16.94	12.76	11.83
Accrued Interest Payable	89.38	75.58	69.77	39.65	31.52	38.99
Other Current Liabilities	47	33.67	33.36	310.81	286.37	228.3
Long-Term Debt	483.99	399.54	549.96	664.53	626.41	442.55
Long-Term Unearned Revenue	16.44	16.9	16.43	14.01	10.45	10.37
Pension & Post-Retirement Benefits	30.01	21.16	20.46	20.51	17.66	17.1
Long-Term Deferred Tax Liabilities	15.04	14.78	11.07	6.6	0.2	0.29
Other Long-Term Liabilities	65.4	81.08	100.43	116.58	116.24	125
Total Liabilities	7,825	7,139	6,425	6,219	6,143	6,226
Common Stock	380.61	362.48	345.22	328.78	313.13	262.5
Additional Paid-In Capital	282.8	282.8	282.8	282.8	282.8	249.05
Retained Earnings	424.63	430.63	421.88	405.35	366.92	356.33
Treasury Stock	-6.98	-1.74	-1.74	-1.74	-1.74	-1.74
Comprehensive Income & Other	-47	-50.63	-32.57	-115.97	-71.97	-27.24
Total Common Equity	1,034	1,024	1,016	899.22	889.13	838.9
Minority Interest	28.25	-3.68	-14.69	48.2	42.79	40.87
Shareholders' Equity	1,062	1,020	1,001	947.42	931.93	879.76
Total Liabilities & Equity	8,888	8,158	7,426	7,166	7,075	7,106
Total Debt	2,345	1,965	1,689	1,761	1,506	1,703
Net Cash (Debt)	-1,834	-792.95	-555.69	-931.48	-612.36	-785.28
Net Cash Per Share	-0.48	-0.21	-0.15	-0.25	-0.18	-0.23
Filing Date Shares Outstanding	3,779	3,800	3,800	3,800	3,800	3,344
Total Common Shares Outstanding	3,779	3,800	3,800	3,800	3,800	3,344
Book Value Per Share	0.23	0.23	0.23	0.20	0.19	0.21
Tangible Book Value	1,002	1,007	998.85	881.69	870.72	818.55
Tangible Book Value Per Share	0.23	0.23	0.22	0.19	0.19	0.20

Source: S&P Global Market Intelligence. Banks template. Financial Sources.