Burgan Bank K.P.S.C. (KWSE:BURG)

Burgan Bank K.P.S.C. Cash Flow Statement

Financials in millions KWD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	46.53	46.44	43.55	52.13	45.39
Depreciation & Amortization	18.22	13.83	15.8	14.05	12.68
Gain (Loss) on Sale of Investments	0.4	-0.4	0.88	-0.01	-0.01
Provision for Credit Losses	59.42	38.07	47.82	25.29	84.64
Change in Income Taxes	-9.06	-12.67	-9.7	-12.65	-4.74
Change in Other Net Operating Assets	-974.98	-74.63	-276.74	-104.85	-147.45
Other Operating Activities	7.81	37.64	47.05	38.56	-20.96
Operating Cash Flow	-851.67	48.27	-131.35	12.52	-30.45
Capital Expenditures	-24.29	-19.89	-19.98	-24.72	-2.95
Cash Acquisitions	-41.46	-	-	-	-
Investment in Securities	86.4	-101.16	3.39	-87.86	-31.39
Divestitures	-	-	-51.86	-	-
Other Investing Activities	2.53	1.13	1.48	2.03	1.29
Investing Cash Flow	23.19	-119.92	-66.97	-110.55	-33.05
Long-Term Debt Issued	97.58	-	-	160.7	-
Long-Term Debt Repaid	-	-303.85	-233.43	-	-56.63
Net Debt Issued (Repaid)	97.58	-303.85	-233.43	160.7	-56.63
Issuance of Common Stock	-	148.5	-	-	71.25
Repurchase of Common Stock	-15.51	-	-	-	-
Common Dividends Paid	-32.59	-30.62	-35.1	-24.45	-21.78
Net Increase (Decrease) in Deposit Accounts	539.13	440.68	530.75	-200.61	120.85
Other Financing Activities	-1.27	-0.33	-0.82	-1.93	-0.57
Financing Cash Flow	587.35	254.39	261.4	-66.3	113.12
Foreign Exchange Rate Adjustments	-	-	-	-	-42.6
Net Cash Flow	-241.13	182.74	63.08	-164.32	7.01
Free Cash Flow	-875.95	28.38	-151.33	-12.19	-33.4
Free Cash Flow Margin	-421.17%	14.83%	-87.45%	-6.02%	-22.25%
Free Cash Flow Per Share	-0.23	0.01	-0.04	-0.00	-0.01
Cash Interest Paid	454.56	447.12	283.32	167.88	133.42
Cash Income Tax Paid	9.06	12.67	9.7	12.65	4.74

Source: S&P Global Market Intelligence. Banks template. Financial Sources.