Gulf Bank K.S.C.P. (KWSE:GBK)
Kuwait flag Kuwait · Delayed Price · Currency is KWD · Price in KWF
0.3550
-0.0020 (-0.56%)
At close: Aug 9, 2026

Gulf Bank K.S.C.P. Financials Overview

Millions KWD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
156.94149.58155.83161.77151.23122.46
Revenue Growth
1.87%-4.01%-3.68%6.97%23.50%28.62%
Net Income
55.7752.3860.1771.2161.842.11
Earnings Per Share
0.010.010.010.020.010.01
EPS Growth
-0.40%-12.86%-20.92%22.80%34.98%42.27%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial Banking
133.3131.17135.47138.67147.12143.33
Treasury & Investments
15.6812.4615.656.228.1412.49
Unallocated Income
42.4245.2548.2145.3725.814.23
Total
191.4188.88199.33190.26181.06170.06

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,052688.25980.23984.89682.79750.86
Total Debt
854.88782.47523.95573.45498.11217.83
Net Cash (Debt)
196.83-94.23456.28411.44184.68533.03
Net Cash Growth
-38.25%-10.90%122.78%-65.35%-24.03%
Net Cash Per Share
0.05-0.020.110.110.040.14

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-589.26-780.9170.46-216.29-329.53-527.47
Capital Expenditures
-7.88-8.84-9.95-8.17-11.14-7.14
Free Cash Flow
-597.14-789.74160.51-224.46-340.67-534.61
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
35.54%35.02%38.62%44.02%40.87%34.38%
FCF Margin
-380.50%-527.99%103.00%-138.75%-225.26%-436.58%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0090.0090.0090.0100.0080.005
Dividend Per Share Growth
-5.46%-4.44%-13.46%26.83%49.09%41.03%
Dividend Yield
2.42%2.60%3.22%4.73%3.65%2.96%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
26.9927.1520.5514.2916.2619.95
Forward PE
27.9121.1218.8313.2613.4517.49
P/FCF Ratio
--7.70---
PS Ratio
9.599.517.946.296.656.86