Gulf Bank K.S.C.P. (KWSE:GBK)

Gulf Bank K.S.C.P. Ratios and Metrics

Market cap in millions KWD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov 11, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,394	1,237	1,018	1,005	840	652
Market Cap Growth	22.50%	21.52%	1.26%	19.62%	28.78%	-25.71%
Last Close Price	0.35	0.30	0.24	0.24	0.20	0.15
PE Ratio	23.90	20.55	14.29	16.26	19.95	22.65
PS Ratio	8.82	7.94	6.29	6.65	6.86	6.85
PB Ratio	1.66	1.48	1.25	1.40	1.26	1.02
P/FCF Ratio	-	7.70	-	-	-	1.30
P/OCF Ratio	-	7.26	-	-	-	1.29
Debt / Equity Ratio	0.90	0.63	0.70	0.69	0.33	0.16
Debt / FCF Ratio	-	3.26	-	-	-	0.21
Return on Equity (ROE)	7.06%	7.29%	9.27%	8.91%	6.46%	4.42%
Return on Assets (ROA)	0.77%	0.82%	1.01%	0.92%	0.66%	0.47%
Earnings Yield	4.18%	4.87%	7.00%	6.15%	5.01%	4.42%
FCF Yield	-5.92%	12.98%	-22.06%	-33.90%	-63.64%	76.98%
Dividend Yield	2.73%	3.15%	4.59%	3.59%	2.84%	2.66%
Payout Ratio	65.04%	72.22%	44.94%	34.11%	35.76%	110.93%
Buyback Yield / Dilution	-1.50%	-6.85%	1.59%	-3.68%	-2.76%	-1.02%
Total Shareholder Return	1.23%	-3.70%	6.18%	-0.09%	0.08%	1.64%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.