GFH Bank B.S.C. (KWSE:GFH)
Kuwait flag Kuwait · Delayed Price · Currency is KWD · Price in KWF
0.1680
+0.0020 (1.20%)
At close: Jul 30, 2026

GFH Bank B.S.C. Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
418.22412.99381.04700.14427.45338.87
Revenue Growth
54.69%8.39%-45.58%63.80%26.14%23.95%
Net Income
145.08140.11118.5102.8690.2584.22
Earnings Per Share
0.040.040.030.030.030.02
EPS Growth
21.79%19.76%11.17%11.80%6.73%87.67%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Wealth & Investment Management
205.07174.12171.25201.37120.595.13
Credit & Financing Income
137.09139.63377.2663.974.259.13
Treasury and Proprietary Income
366.83378.6198.55197.599.75208.91
Total
708.99692.36647.06462.76294.45363.17

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,5392,1201,7782,2111,063879.2
Total Debt
6,7566,8485,9875,4086,7974,803
Net Cash (Debt)
-5,217-4,727-4,209-3,196-5,734-3,924
Net Cash Growth
------
Net Cash Per Share
-1.47-1.32-1.16-0.92-1.67-1.15

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
473.61448.31-437.51894.58676.78738.66
Capital Expenditures
0.8---5.55-1.82-3.6
Free Cash Flow
474.41448.31-437.51889.03674.96735.05
Free Cash Flow Growth
180.21%--31.71%-8.18%104.69%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
34.69%33.92%31.10%14.69%21.11%24.86%
FCF Margin
113.44%108.55%-114.82%126.98%157.90%216.92%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0080.0260.0160.0160.0160.012
Dividend Per Share Growth
63.44%61.29%0%3.33%33.61%147.92%
Dividend Yield
4.96%4.49%5.75%7.82%8.09%4.80%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.2816.6810.288.329.5813.92
Forward PE
13.9115.668.656.54--
P/FCF Ratio
4.385.21-0.961.281.60
PS Ratio
4.975.663.201.222.023.46