GFH Bank B.S.C. (KWSE:GFH)
Kuwait flag Kuwait · Delayed Price · Currency is KWD
0.1610
+0.0020 (1.26%)
At close: Nov 12, 2026

GFH Bank B.S.C. Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
304.46412.99381.04700.14427.45338.87
Revenue Growth
42.10%8.39%-45.58%63.80%26.14%23.95%
Net Income
155.13140.11118.5102.8690.2584.22
Earnings Per Share
-0.040.030.030.030.02
EPS Growth
-19.76%11.17%11.80%6.73%87.67%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Credit & Financing Income
139.63377.2663.974.259.13
Treasury and Proprietary Income
378.6198.55197.599.75208.91
Wealth & Investment Management
174.12171.25201.37120.595.13
Total
692.36647.06462.76294.45363.17

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
302.422,1201,7782,2111,063879.2
Total Debt
7,4296,8485,9875,4086,7974,803
Net Cash (Debt)
-7,126-4,727-4,209-3,196-5,734-3,924
Net Cash Growth
------
Net Cash Per Share
--1.32-1.16-0.92-1.67-1.15

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-10.01448.31-437.51894.58676.78738.66
Capital Expenditures
-8.3---5.55-1.82-3.6
Free Cash Flow
-18.31448.31-437.51889.03674.96735.05
Free Cash Flow Growth
---31.71%-8.18%104.69%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
50.95%33.92%31.10%14.69%21.11%24.86%
FCF Margin
-6.01%108.55%-114.82%126.98%157.90%216.92%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0080.0260.0160.0160.0160.012
Dividend Per Share Growth
63.44%61.29%0%3.33%33.61%147.92%
Dividend Yield
5.09%3.98%4.82%6.68%6.42%3.67%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.8616.6810.288.329.5813.92
Forward PE
10.1815.668.656.54--
P/FCF Ratio
-5.21-0.961.281.60
PS Ratio
6.045.663.201.222.023.46