GFH Bank B.S.C. (KWSE:GFH)

GFH Bank B.S.C. Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	161.91	155.16	111.75	106.69	94.75	79.33
Interest Income on Investments	-	-	-	67.51	24.63	14.28
Total Interest Income	161.91	155.16	111.75	174.2	119.38	93.61
Interest Paid on Deposits	290.77	279.37	266.02	91.97	47.96	35.69
Net Interest Income	-128.86	-124.21	-154.28	82.22	71.42	57.93
Net Interest Income Growth (YoY)	-	-	-	15.13%	23.29%	-61.12%
Trust Income	586.75	564.38	553.61	322.28	189.22	170.5
Income From Trading Activities	-	-	-	182.72	86.97	102.3
Gain (Loss) on Sale of Investments	-	-	-	37.14	53.56	14.67
Gain (Loss) on Sale of Equity Investments	-	-	-	34.54	27.69	-0.06
Other Non-Interest Income	-	-	-	53.74	-11.49	4.22
Total Non-Interest Income	586.75	564.38	553.61	638.38	359.34	316.52
Non-Interest Income Growth (YoY)	33.69%	1.94%	-13.28%	77.65%	13.53%	109.33%
Revenues Before Loan Losses	457.89	440.17	399.34	720.6	430.76	374.45
Provision for Loan Losses	39.67	27.18	18.3	20.46	3.31	35.58
Revenue	418.22	412.99	381.04	700.14	427.45	338.87
Revenue Growth (YoY)	54.69%	8.39%	-45.58%	63.80%	26.14%	23.95%
Salaries and Employee Benefits	-	-	-	-	-	59.04
Selling, General & Administrative	-	-	-	-	2.93	6.72
Other Non-Interest Expense	269.07	267.49	252.53	599.26	330.2	204.8
Total Non-Interest Expense	269.07	267.49	252.53	599.26	340.05	270.55
EBT Excluding Unusual Items	149.15	145.5	128.51	100.88	87.4	68.32
Other Unusual Items	-	-	-	4.35	10.31	24.3
Pretax Income	149.15	145.5	128.51	105.23	97.71	92.62
Earnings From Continuing Operations	149.15	145.5	128.51	105.23	97.71	92.62
Minority Interest in Earnings	-4.07	-5.39	-10.01	-2.36	-7.45	-8.39
Net Income	145.08	140.11	118.5	102.86	90.25	84.22
Net Income to Common	145.08	140.11	118.5	102.86	90.25	84.22
Net Income Growth	19.40%	18.23%	15.21%	13.97%	7.16%	86.77%
Basic Shares Outstanding	2,696	3,574	3,620	3,493	3,427	3,413
Diluted Shares Outstanding	2,696	3,574	3,620	3,493	3,427	3,413
Shares Change (YoY)	-25.66%	-1.27%	3.63%	1.94%	0.40%	-0.47%
EPS (Basic)	0.05	0.04	0.03	0.03	0.03	0.02
EPS (Diluted)	0.05	0.04	0.03	0.03	0.03	0.02
EPS Growth	60.62%	19.76%	11.17%	11.80%	6.73%	87.67%
Dividend Per Share	0.026	0.026	0.016	0.016	0.016	0.012
Dividend Growth	61.29%	61.29%	-	3.33%	33.61%	147.92%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.