GFH Bank B.S.C. (KWSE:GFH)
Kuwait flag Kuwait · Delayed Price · Currency is KWD
0.1510
-0.0040 (-2.58%)
At close: Oct 22, 2026

GFH Bank B.S.C. Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
424.62412.99381.04700.14427.45338.87
Revenue Growth
137.31%8.39%-45.58%63.80%26.14%23.95%
Net Income
149.07140.11118.5102.8690.2584.22
Earnings Per Share
0.040.040.030.030.030.02
EPS Growth
20.06%19.76%11.17%11.80%6.73%87.67%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Credit & Financing Income
148.81139.63377.2663.974.259.13
Treasury and Proprietary Income
339.19378.6198.55197.599.75208.91
Wealth & Investment Management
217.42174.12171.25201.37120.595.13
Total
705.42692.36647.06462.76294.45363.17

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,4552,1201,7782,2111,063879.2
Total Debt
7,2956,8485,9875,4086,7974,803
Net Cash (Debt)
-5,840-4,727-4,209-3,196-5,734-3,924
Net Cash Growth
------
Net Cash Per Share
-1.64-1.32-1.16-0.92-1.67-1.15

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-63.04448.31-437.51894.58676.78738.66
Capital Expenditures
0.15---5.55-1.82-3.6
Free Cash Flow
-62.89448.31-437.51889.03674.96735.05
Free Cash Flow Growth
---31.71%-8.18%104.69%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
35.11%33.92%31.10%14.69%21.11%24.86%
FCF Margin
-14.81%108.55%-114.82%126.98%157.90%216.92%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0080.0260.0160.0160.0160.012
Dividend Per Share Growth
63.44%61.29%0%3.33%33.61%147.92%
Dividend Yield
5.42%3.98%4.82%6.68%6.42%3.67%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.6316.6810.288.329.5813.92
Forward PE
9.8815.668.656.54--
P/FCF Ratio
-5.21-0.961.281.60
PS Ratio
4.055.663.201.222.023.46