GFH Financial Group BSC Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	131.83	118.5	102.86	90.25	84.22	45.1
Depreciation & Amortization	12.05	13.81	14.52	5.84	2.54	6.15
Gain (Loss) on Sale of Investments	6.89	3.62	11.59	2.75	8.84	14.96
Total Asset Writedown	-	-	-	-	-	-0
Provision for Credit Losses	4.25	1.61	10.21	6.94	16.38	9.16
Change in Other Net Operating Assets	421.73	-577.83	785.53	624.26	689.62	273.49
Other Operating Activities	-155.23	-102.06	-30.14	-53.27	-62.94	10.94
Operating Cash Flow	421.52	-542.35	894.58	676.78	738.66	359.78
Operating Cash Flow Growth	-	-	32.18%	-8.38%	105.31%	-30.31%
Capital Expenditures	-2.74	-	-5.55	-1.82	-3.6	-0.67
Sale of Property, Plant and Equipment	0.47	2.1	-	-	-	-
Cash Acquisitions	-35.53	-33.95	-5.65	-7.11	-	26.8
Investment in Securities	-482.78	311.14	-281.36	-437.42	-1,164	-660.34
Divestitures	-0.68	-0.68	-6	-80.12	-	-
Other Investing Activities	247.85	252.01	281.76	166.29	113.79	11.94
Investing Cash Flow	-344.94	520.82	8.37	-406.78	-1,050	-635.77
Long-Term Debt Issued	-	-	198.82	216	701.04	787.67
Long-Term Debt Repaid	-	-123.11	-	-	-	-
Net Debt Issued (Repaid)	489.35	-123.11	198.82	216	701.04	787.67
Issuance of Common Stock	40.25	34.84	-	-	15.48	-
Repurchase of Common Stock	-	-	-19.93	-38	-	-13.81
Common Dividends Paid	-101.7	-60.64	-58.4	-44.82	-17.58	-37.43
Net Increase (Decrease) in Deposit Accounts	-58.37	104.84	72.46	-1.81	-7.71	-6.73
Other Financing Activities	-469.77	-457.75	-449.24	-204.65	-190.71	-165.78
Financing Cash Flow	-100.23	-501.81	-256.28	-73.28	500.52	563.91
Net Cash Flow	-23.66	-523.34	646.66	196.72	188.89	287.92
Free Cash Flow	418.78	-542.35	889.03	674.96	735.05	359.11
Free Cash Flow Growth	-	-	31.71%	-8.18%	104.69%	-30.33%
Free Cash Flow Margin	45.61%	-64.44%	126.98%	157.90%	216.92%	131.35%
Free Cash Flow Per Share	0.12	-0.15	0.26	0.20	0.21	0.10
Cash Interest Paid	469.77	457.75	449.24	204.65	190.71	165.78

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.