GFH Financial Group BSC Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	131.83	118.5	102.86	90.25	84.22	45.1	Upgrade
Depreciation & Amortization	12.05	13.81	14.52	5.84	2.54	6.15	Upgrade
Gain (Loss) on Sale of Investments	6.89	3.62	11.59	2.75	8.84	14.96	Upgrade
Total Asset Writedown	-	-	-	-	-	-0	Upgrade
Provision for Credit Losses	4.25	1.61	10.21	6.94	16.38	9.16	Upgrade
Change in Other Net Operating Assets	421.73	-577.83	785.53	624.26	689.62	273.49	Upgrade
Other Operating Activities	-155.23	-102.06	-30.14	-53.27	-62.94	10.94	Upgrade
Operating Cash Flow	421.52	-542.35	894.58	676.78	738.66	359.78	Upgrade
Operating Cash Flow Growth	-	-	32.18%	-8.38%	105.31%	-30.31%	Upgrade
Capital Expenditures	-2.74	-	-5.55	-1.82	-3.6	-0.67	Upgrade
Sale of Property, Plant and Equipment	0.47	2.1	-	-	-	-	Upgrade
Cash Acquisitions	-35.53	-33.95	-5.65	-7.11	-	26.8	Upgrade
Investment in Securities	-482.78	311.14	-281.36	-437.42	-1,164	-660.34	Upgrade
Divestitures	-0.68	-0.68	-6	-80.12	-	-	Upgrade
Other Investing Activities	247.85	252.01	281.76	166.29	113.79	11.94	Upgrade
Investing Cash Flow	-344.94	520.82	8.37	-406.78	-1,050	-635.77	Upgrade
Long-Term Debt Issued	-	-	198.82	216	701.04	787.67	Upgrade
Long-Term Debt Repaid	-	-123.11	-	-	-	-	Upgrade
Net Debt Issued (Repaid)	489.35	-123.11	198.82	216	701.04	787.67	Upgrade
Issuance of Common Stock	40.25	34.84	-	-	15.48	-	Upgrade
Repurchase of Common Stock	-	-	-19.93	-38	-	-13.81	Upgrade
Common Dividends Paid	-101.7	-60.64	-58.4	-44.82	-17.58	-37.43	Upgrade
Net Increase (Decrease) in Deposit Accounts	-58.37	104.84	72.46	-1.81	-7.71	-6.73	Upgrade
Other Financing Activities	-469.77	-457.75	-449.24	-204.65	-190.71	-165.78	Upgrade
Financing Cash Flow	-100.23	-501.81	-256.28	-73.28	500.52	563.91	Upgrade
Net Cash Flow	-23.66	-523.34	646.66	196.72	188.89	287.92	Upgrade
Free Cash Flow	418.78	-542.35	889.03	674.96	735.05	359.11	Upgrade
Free Cash Flow Growth	-	-	31.71%	-8.18%	104.69%	-30.33%	Upgrade
Free Cash Flow Margin	45.61%	-64.44%	126.98%	157.90%	216.92%	131.35%	Upgrade
Free Cash Flow Per Share	0.12	-0.15	0.26	0.20	0.21	0.10	Upgrade
Cash Interest Paid	469.77	457.75	449.24	204.65	190.71	165.78	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.