GFH Financial Group BSC Ratios and Metrics

Market cap in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	661	719	376	263	265	356
Market Cap Growth	76.30%	91.44%	42.71%	-0.82%	-25.36%	118.34%
Last Close Price	0.17	0.19	0.09	0.07	0.06	0.08
PE Ratio	14.43	16.68	10.28	8.32	9.58	13.92
PS Ratio	5.20	5.66	3.20	1.22	2.02	3.46
PB Ratio	1.89	2.06	1.09	0.80	0.81	1.00
P/FCF Ratio	-	5.21	-	0.96	1.28	1.60
P/OCF Ratio	4.79	5.21	-	0.96	1.28	1.59
Debt / Equity Ratio	6.02	6.02	5.37	5.03	6.34	4.11
Debt / FCF Ratio	15.27	15.27	-	6.08	10.07	6.53
Net Debt / Equity Ratio	4.16	4.16	3.78	2.98	5.35	3.36
Net Debt / FCF Ratio	10.55	10.55	-9.62	3.60	8.49	5.34
Return on Equity (ROE)	12.92%	12.92%	11.74%	9.81%	8.73%	7.87%
Return on Assets (ROA)	1.25%	1.25%	1.16%	1.01%	1.09%	1.26%
Earnings Yield	6.52%	6.00%	9.72%	12.01%	10.44%	7.18%
FCF Yield	-	19.18%	-35.90%	103.81%	78.05%	62.68%
Dividend Yield	4.79%	4.31%	5.53%	7.52%	7.78%	4.61%
Payout Ratio	66.99%	66.99%	51.17%	56.77%	49.66%	20.87%
Buyback Yield / Dilution	1.27%	1.27%	-3.63%	-1.94%	-0.40%	0.47%
Total Shareholder Return	6.07%	5.59%	1.90%	5.57%	7.38%	5.09%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.