GFH Financial Group BSC Ratios and Metrics

Market cap in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 30, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	676	376	263	265	356	163
Market Cap Growth	83.73%	42.71%	-0.82%	-25.36%	118.34%	-34.91%
Last Close Price	0.18	0.09	0.07	0.06	0.08	0.04
PE Ratio	15.87	10.28	8.32	9.58	13.92	11.87
PS Ratio	2.41	1.45	1.22	2.02	3.46	1.96
PB Ratio	1.89	1.09	0.80	0.81	1.00	0.45
P/FCF Ratio	5.28	-	0.96	1.28	1.60	1.49
P/OCF Ratio	5.25	-	0.96	1.28	1.59	1.49
Debt / Equity Ratio	5.17	5.37	5.03	6.34	4.11	2.96
Debt / FCF Ratio	14.46	-	6.08	10.07	6.53	9.77
Return on Equity (ROE)	12.14%	11.74%	9.81%	8.73%	7.87%	3.98%
Return on Assets (ROA)	1.19%	1.16%	1.01%	1.09%	1.26%	0.79%
Earnings Yield	5.96%	9.72%	12.01%	10.44%	7.18%	8.43%
FCF Yield	18.93%	-44.51%	103.81%	78.05%	62.68%	67.09%
Dividend Yield	1.72%	5.53%	7.52%	7.78%	4.61%	4.08%
Payout Ratio	77.14%	51.17%	56.77%	49.66%	20.87%	83.01%
Buyback Yield / Dilution	-0.36%	-3.63%	-1.94%	-0.40%	0.47%	1.47%
Total Shareholder Return	1.40%	1.90%	5.57%	7.38%	5.09%	5.55%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.