Warba Bank K.S.C.P. Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	160.21	295.61	304.93	184.64	425.69	352.64
Investment Securities	1,332	639.22	653.94	526.35	400.08	371.15
Trading Asset Securities	213.42	198.91	162.25	139.59	128.9	90.93
Total Investments	1,546	838.13	816.19	665.95	528.98	462.08
Gross Loans	4,325	3,957	3,753	3,391	2,674	2,663
Allowance for Loan Losses	-98.84	-94.15	-94.8	-95.41	-67.13	-42.18
Other Adjustments to Gross Loans	-230.45	-219.9	-204.86	-165.66	-133.84	-123.39
Net Loans	3,996	3,643	3,453	3,130	2,474	2,497
Property, Plant & Equipment	61.68	18.48	16.01	17.35	17.94	19.66
Investments in Real Estate	39.53	39.54	1.68	16.19	18.72	30.04
Restricted Cash	218.29	407.19	163.94	117.83	59.78	90.4
Other Long-Term Assets	49.13	52.22	76.51	69.32	55.6	23.07
Total Assets	6,070	5,294	4,832	4,201	3,580	3,475
Interest Bearing Deposits	4,836	4,482	4,070	3,467	2,801	2,848
Total Deposits	4,836	4,482	4,070	3,467	2,801	2,848
Current Portion of Long-Term Debt	-	154.25	154.33	-	-	-
Other Current Liabilities	-	78.49	55.71	45.55	44.02	37.21
Long-Term Debt	154.33	154.05	150	304.06	302.02	302.43
Other Long-Term Liabilities	107.78	13.52	10.98	10.19	16.88	7.71
Total Liabilities	5,098	4,882	4,441	3,827	3,164	3,195
Common Stock	449.82	218.36	206	200	200	157.5
Additional Paid-In Capital	298.74	80.38	80.38	80.38	80.38	40
Retained Earnings	62.84	39.32	32.36	27.77	12.66	3.09
Comprehensive Income & Other	160.63	73.69	72.47	65.77	122.77	79.51
Shareholders' Equity	972.02	411.75	391.2	373.92	415.8	280.09
Total Liabilities & Equity	6,070	5,294	4,832	4,201	3,580	3,475
Total Debt	154.33	308.3	304.33	304.06	302.02	302.43
Net Cash (Debt)	479.38	325.08	327.58	143.23	283.99	167
Net Cash Growth	136.67%	-0.76%	128.71%	-49.56%	70.06%	-24.55%
Net Cash Per Share	0.15	0.14	0.14	0.06	0.14	0.09
Filing Date Shares Outstanding	4,498	2,315	2,315	2,315	2,315	1,823
Total Common Shares Outstanding	4,498	2,315	2,315	2,315	2,315	1,823
Book Value Per Share	0.18	0.15	0.14	0.13	0.13	0.11
Tangible Book Value	972.02	411.75	391.2	373.92	415.8	280.09
Tangible Book Value Per Share	0.18	0.15	0.14	0.13	0.13	0.11

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.