Warba Bank K.S.C.P. Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	265.43	191.46	295.61	304.93	184.64	425.69
Investment Securities	1,254	1,287	639.22	653.94	526.35	400.08
Trading Asset Securities	211.86	219.43	198.91	162.25	139.59	128.9
Total Investments	1,466	1,507	838.13	816.19	665.95	528.98
Gross Loans	4,371	4,334	3,957	3,753	3,391	2,674
Allowance for Loan Losses	-97.46	-100.45	-94.15	-94.8	-95.41	-67.13
Other Adjustments to Gross Loans	-229.72	-226.52	-219.9	-204.86	-165.66	-133.84
Net Loans	4,043	4,007	3,643	3,453	3,130	2,474
Property, Plant & Equipment	63.59	63.26	18.48	16.01	17.35	17.94
Investments in Real Estate	40.77	40.57	39.54	1.68	16.19	18.72
Restricted Cash	186.69	169.04	407.19	163.94	117.83	59.78
Other Long-Term Assets	64.08	49.53	52.22	76.51	69.32	55.6
Total Assets	6,130	6,028	5,294	4,832	4,201	3,580
Interest Bearing Deposits	4,911	4,809	4,482	4,070	3,467	2,801
Total Deposits	4,911	4,809	4,482	4,070	3,467	2,801
Current Portion of Long-Term Debt	-	3.87	154.25	154.33	-	-
Other Current Liabilities	-	69.66	78.49	55.71	45.55	44.02
Long-Term Debt	155.32	152.7	154.05	150	304.06	302.02
Other Long-Term Liabilities	107.86	12.72	13.52	10.98	10.19	16.88
Total Liabilities	5,174	5,048	4,882	4,441	3,827	3,164
Common Stock	449.82	449.82	218.36	206	200	200
Additional Paid-In Capital	298.74	298.74	80.38	80.38	80.38	80.38
Retained Earnings	53.43	69.64	39.32	32.36	27.77	12.66
Comprehensive Income & Other	154.02	161.92	73.69	72.47	65.77	122.77
Shareholders' Equity	956.01	980.12	411.75	391.2	373.92	415.8
Total Liabilities & Equity	6,130	6,028	5,294	4,832	4,201	3,580
Total Debt	155.32	156.57	308.3	304.33	304.06	302.02
Net Cash (Debt)	559.02	493.92	325.08	327.58	143.23	283.99
Net Cash Growth	52.04%	51.94%	-0.76%	128.71%	-49.56%	70.06%
Net Cash Per Share	0.12	0.12	0.13	0.13	0.06	0.14
Filing Date Shares Outstanding	4,723	4,723	2,430	2,430	2,430	2,430
Total Common Shares Outstanding	4,723	4,723	2,430	2,430	2,430	2,430
Book Value Per Share	0.17	0.18	0.14	0.13	0.12	0.12
Tangible Book Value	956.01	980.12	411.75	391.2	373.92	415.8
Tangible Book Value Per Share	0.17	0.18	0.14	0.13	0.12	0.12

Source: S&P Global Market Intelligence. Banks template. Financial Sources.