Warba Bank K.S.C.P. (KWSE:WARBABANK)

Warba Bank K.S.C.P. Cash Flow Statement

Financials in millions KWD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	49.62	22.4	19.67	19.29	15.96
Depreciation & Amortization	6.4	7.53	5.78	6.45	6.03
Gain (Loss) on Sale of Assets	-	-	-	-	-0
Gain (Loss) on Sale of Investments	-0.38	-0.09	0.21	0.7	16.61
Total Asset Writedown	-0.7	1.19	1.13	0.01	0.56
Provision for Credit Losses	11.4	9.36	1.11	23.22	42.64
Change in Other Net Operating Assets	-788.72	44.95	23.27	-531.28	-8.86
Other Operating Activities	-30.39	-9.69	-9.57	-22.68	-48.16
Operating Cash Flow	-752.77	75.64	41.6	-504.3	24.8
Operating Cash Flow Growth	-	81.82%	-	-	-
Capital Expenditures	-45.12	-5.51	-3.34	-2.31	-1.91
Sale of Property, Plant and Equipment	0.02	-	-	-	0
Cash Acquisitions	-230.83	-	-	-	-
Investment in Securities	-44.01	-45.6	-98.29	-21	-51.69
Other Investing Activities	16.45	6.65	4.83	6.46	5.45
Investing Cash Flow	-303.49	-80.39	-95.15	-13.68	-34.5
Long-Term Debt Issued	-	155.69	-	2.03	-
Long-Term Debt Repaid	-154.36	-155.85	-4.49	-2.98	-4.72
Net Debt Issued (Repaid)	-154.36	-0.16	-4.49	-0.94	-4.72
Issuance of Common Stock	513.51	-	-	-	158.68
Repurchase of Common Stock	-	-	-	-45.11	-30.9
Common Dividends Paid	-5.46	-3.08	-8.23	-4.53	-5.77
Net Increase (Decrease) in Deposit Accounts	361.01	241.92	232.66	385.56	-64.54
Other Financing Activities	-0.73	-	-	-	-0.62
Financing Cash Flow	713.95	238.69	219.95	334.98	52.13
Net Cash Flow	-342.3	233.94	166.39	-183	42.43
Free Cash Flow	-797.89	70.13	38.26	-506.61	22.89
Free Cash Flow Growth	-	83.29%	-	-	-
Free Cash Flow Margin	-794.32%	97.63%	62.02%	-914.11%	48.27%
Free Cash Flow Per Share	-0.21	0.03	0.02	-0.22	0.01
Cash Interest Paid	187.3	189.87	169.9	69.87	69.87
Cash Income Tax Paid	1.06	1.12	0.74	0.76	0.23

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.