Pozavarovalnica Sava, d.d. (LJSE:POSR)
Slovenia · Delayed Price · Currency is EUR 60.50
-0.50 (-0.82%)
At close: Aug 25, 2025
LJSE:POSR Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Premiums & Annuity Revenue | 845.64 | 801.21 | 697.56 | 608.99 | 686.57 | 635.36 | Upgrade |
Total Interest & Dividend Income | 21.68 | 22.1 | 16.41 | 0.3 | 34.06 | 21.32 | Upgrade |
Gain (Loss) on Sale of Investments | 0.13 | 0.74 | -0.48 | -0.08 | 68.56 | 19.64 | Upgrade |
Other Revenue | - | - | - | - | 41.48 | 7.84 | Upgrade |
| 892.83 | 847.72 | 733.08 | 627.2 | 830.66 | 684.16 | Upgrade | |
Revenue Growth (YoY) | 12.16% | 15.64% | 16.88% | -24.50% | 21.41% | 12.14% | Upgrade |
Policy Benefits | 499.92 | 477.67 | 424.52 | 367.88 | 500.28 | 421.66 | Upgrade |
Policy Acquisition & Underwriting Costs | - | - | - | - | 79.61 | 72.85 | Upgrade |
Selling, General & Administrative | 248.65 | 246.02 | 219 | 192.01 | - | - | Upgrade |
Other Operating Expenses | 13.74 | 12.2 | 9.59 | 6.69 | 151.88 | 120.98 | Upgrade |
Total Operating Expenses | 762.31 | 735.89 | 653.1 | 566.58 | 731.77 | 615.49 | Upgrade |
Operating Income | 130.51 | 111.83 | 79.98 | 60.61 | 98.89 | 68.67 | Upgrade |
Interest Expense | -5.35 | -3.97 | -3.11 | -3.02 | -3.13 | -3.15 | Upgrade |
Earnings From Equity Investments | 1.25 | 1.78 | 2.17 | 1.29 | - | - | Upgrade |
Currency Exchange Gain (Loss) | -0.35 | -0.35 | -0 | -0.46 | - | -4.12 | Upgrade |
Other Non Operating Income (Expenses) | -0 | - | - | - | -2.42 | - | Upgrade |
EBT Excluding Unusual Items | 126.07 | 109.29 | 79.03 | 58.42 | 93.34 | 61.4 | Upgrade |
Impairment of Goodwill | - | - | - | - | - | -2.1 | Upgrade |
Gain (Loss) on Sale of Assets | - | - | - | - | 0.19 | -1.44 | Upgrade |
Asset Writedown | -0.07 | 0.07 | 0.23 | 0.08 | - | - | Upgrade |
Other Unusual Items | - | - | - | - | - | 9.89 | Upgrade |
Pretax Income | 125.99 | 109.36 | 79.26 | 58.5 | 93.54 | 67.75 | Upgrade |
Income Tax Expense | 25.39 | 21.96 | 14.96 | 11.58 | 17.37 | 11.36 | Upgrade |
Earnings From Continuing Ops. | 100.6 | 87.41 | 64.3 | 46.92 | 76.17 | 56.39 | Upgrade |
Earnings From Discontinued Ops. | 0.45 | 0.44 | 0.35 | - | - | - | Upgrade |
Net Income to Company | 101.05 | 87.85 | 64.66 | 46.92 | 76.17 | 56.39 | Upgrade |
Minority Interest in Earnings | -0.18 | -0.19 | -0.19 | -0.23 | -0.09 | -0.16 | Upgrade |
Net Income | 100.88 | 87.66 | 64.46 | 46.7 | 76.07 | 56.22 | Upgrade |
Net Income to Common | 100.88 | 87.66 | 64.46 | 46.7 | 76.07 | 56.22 | Upgrade |
Net Income Growth | 46.49% | 35.98% | 38.05% | -38.62% | 35.31% | 12.50% | Upgrade |
Shares Outstanding (Basic) | 15 | 15 | 15 | 15 | 15 | 15 | Upgrade |
Shares Outstanding (Diluted) | 15 | 15 | 15 | 15 | 15 | 15 | Upgrade |
EPS (Basic) | 6.51 | 5.66 | 4.16 | 3.01 | 4.91 | 3.63 | Upgrade |
EPS (Diluted) | 6.51 | 5.66 | 4.16 | 3.01 | 4.91 | 3.63 | Upgrade |
EPS Growth | 46.49% | 35.98% | 38.05% | -38.62% | 35.31% | 12.67% | Upgrade |
Free Cash Flow | 175.08 | 147.24 | 93.46 | 47.8 | 109.77 | 56.66 | Upgrade |
Free Cash Flow Per Share | 11.30 | 9.50 | 6.03 | 3.08 | 7.08 | 3.66 | Upgrade |
Dividend Per Share | 2.250 | 2.250 | 1.750 | 1.600 | 1.500 | 0.850 | Upgrade |
Dividend Growth | 28.57% | 28.57% | 9.38% | 6.67% | 76.47% | - | Upgrade |
Operating Margin | 14.62% | 13.19% | 10.91% | 9.66% | 11.91% | 10.04% | Upgrade |
Profit Margin | 11.30% | 10.34% | 8.79% | 7.45% | 9.16% | 8.22% | Upgrade |
Free Cash Flow Margin | 19.61% | 17.37% | 12.75% | 7.62% | 13.21% | 8.28% | Upgrade |
EBITDA | 137.69 | 118.41 | 86.44 | 66.12 | 105.82 | 75.28 | Upgrade |
EBITDA Margin | 15.42% | 13.97% | 11.79% | 10.54% | 12.74% | 11.00% | Upgrade |
D&A For EBITDA | 7.18 | 6.58 | 6.46 | 5.51 | 6.93 | 6.61 | Upgrade |
EBIT | 130.51 | 111.83 | 79.98 | 60.61 | 98.89 | 68.67 | Upgrade |
EBIT Margin | 14.62% | 13.19% | 10.91% | 9.66% | 11.91% | 10.04% | Upgrade |
Effective Tax Rate | 20.15% | 20.08% | 18.87% | 19.79% | 18.57% | 16.77% | Upgrade |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.