Pozavarovalnica Sava, d.d. (LJSE:POSR)
Slovenia · Delayed Price · Currency is EUR 90.80
+0.80 (0.89%)
At close: Aug 11, 2026
LJSE:POSR Ratios and Metrics
Market cap in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 1,407 | 1,031 | 620 | 434 | 347 | 432 | |
Market Cap Growth | 47.64% | 66.25% | 42.86% | 25.00% | -19.71% | 50.81% |
Enterprise Value | 1,472 | 1,117 | 651 | 428 | 329 | 417 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.33 | 9.05 | 7.07 | 6.73 | 7.43 | 5.68 |
PS Ratio | 1.48 | 1.10 | 0.73 | 0.59 | 0.55 | 0.52 |
PB Ratio | 1.83 | 1.39 | 0.96 | 0.74 | 0.65 | 0.86 |
P/FCF Ratio | 8.52 | 6.24 | 4.21 | 4.64 | 7.26 | 3.94 |
P/OCF Ratio | 8.44 | 6.18 | 4.01 | 4.41 | 5.54 | 3.57 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 1.54 | 1.19 | 0.77 | 0.58 | 0.52 | 0.50 |
EV/EBITDA Ratio | 9.36 | 7.19 | 5.50 | 4.95 | 4.97 | 3.94 |
EV/EBIT Ratio | 9.91 | 7.49 | 5.82 | 5.35 | 5.43 | 4.22 |
EV/FCF Ratio | 8.91 | 6.76 | 4.42 | 4.58 | 6.88 | 3.80 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.18 | 0.18 | 0.21 | 0.14 | 0.16 | 0.16 |
Debt / EBITDA Ratio | 0.88 | 0.86 | 1.13 | 0.96 | 1.21 | 0.76 |
Debt / FCF Ratio | - | 0.82 | 0.93 | 0.91 | 1.74 | 0.75 |
Net Debt / Equity Ratio | 0.09 | 0.12 | 0.13 | 0.06 | -0.02 | -0.01 |
Net Debt / EBITDA Ratio | 0.42 | 0.60 | 0.71 | 0.39 | -0.15 | -0.06 |
Net Debt / FCF Ratio | - | 0.56 | 0.57 | 0.36 | -0.21 | -0.06 |
Quick Ratio | 1.30 | 6.27 | 6.29 | 5.29 | 5.68 | 0.29 |
Current Ratio | 2.43 | 6.74 | 6.88 | 6.10 | 6.30 | 0.37 |
Asset Turnover | 0.31 | 0.31 | 0.31 | 0.30 | 0.25 | 0.32 |
Return on Equity (ROE) | 15.78% | 16.40% | 14.16% | 11.51% | 9.06% | 15.80% |
Return on Assets (ROA) | 3.03% | 3.11% | 2.56% | 2.05% | 1.52% | 2.41% |
Return on Invested Capital (ROIC) | 13.15% | 14.20% | 12.28% | 10.10% | 8.10% | 14.26% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 10, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 8.12% | 11.05% | 14.14% | 14.86% | 13.45% | 17.59% |
FCF Yield | 11.74% | 16.03% | 23.75% | 21.54% | 13.77% | 25.39% |
Dividend Yield | 3.06% | 4.27% | 6.05% | 7.09% | 8.63% | 6.91% |
Payout Ratio | - | 30.61% | 31.00% | 38.46% | 49.78% | 17.32% |
Total Shareholder Return | 2.92% | 4.27% | 6.05% | 7.09% | 8.63% | 6.91% |