Pozavarovalnica Sava, d.d. (LJSE:POSR)
Slovenia · Delayed Price · Currency is EUR 90.80
+0.80 (0.89%)
At close: Aug 11, 2026
LJSE:POSR Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 953.07 | 940.73 | 847.72 | 733.08 | 627.2 | 830.66 |
Revenue Growth | 9.64% | 10.97% | 15.64% | 16.88% | -24.50% | 21.41% |
Operating Income Operating Income Growth | 147.67 | 149.16 | 111.83 | 79.98 | 60.61 | 98.89 |
Net Income Net Income Growth | 114.25 | 113.91 | 87.66 | 64.46 | 46.7 | 76.07 |
Earnings Per Share EPS Growth | 7.37 | 7.35 | 5.66 | 4.16 | 3.01 | 4.91 |
EPS Growth | 28.64% | 29.95% | 35.98% | 38.05% | -38.62% | 35.31% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Non-Life, EU Non-Life, EU Growth | 592.18 | 584.07 | 532.71 | 437 | 380.8 | - |
Non-Life, Non-EU Non-Life, Non-EU Growth | 123.52 | 119.54 | 107.77 | 89.71 | 73.59 | - |
Life, Non-EU Life, Non-EU Growth | 9.8 | 9.42 | 9.2 | 6.53 | 5.03 | - |
Reinsurance Business Reinsurance Business Growth | 117.7 | 120.45 | 101.8 | 104.03 | 92.8 | 112.3 |
Life, EU Life, EU Growth | 80.38 | 79.07 | 71.38 | 59.87 | 56.46 | - |
Pensions and Asset Management Pensions and Asset Management Growth | 29.87 | 29.07 | 25.11 | 20.01 | 18.29 | 4.84 |
Other Other Growth | 10.76 | 10.26 | 9.48 | 8.09 | 5.7 | 0.77 |
Total Total Growth | 964.21 | 951.88 | 857.46 | 725.24 | 632.67 | 796.18 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 73.38 | 43.7 | 52.35 | 50.56 | 93.22 | 88.65 |
Total Debt Total Debt Growth | 138.41 | 136.14 | 136.63 | 84.57 | 83.13 | 82.09 |
Net Cash (Debt) Net Cash Growth | -65.03 | -92.45 | -84.28 | -34.01 | 10.09 | 6.56 |
Net Cash Growth | - | - | - | - | 53.86% | 1546.61% |
Net Cash Per Share Net Cash Per Share Growth | -4.19 | -5.97 | -5.44 | -2.19 | 0.65 | 0.42 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | 166.69 | 154.48 | 98.34 | 62.65 | 120.99 |
Capital Expenditures CapEx Growth | - | -1.45 | -7.24 | -4.89 | -14.85 | -11.22 |
Free Cash Flow Free Cash Flow Growth | - | 165.23 | 147.24 | 93.46 | 47.8 | 109.77 |
Free Cash Flow Growth | - | 12.22% | 57.55% | 95.52% | -56.45% | 93.75% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 15.50% | 15.86% | 13.19% | 10.91% | 9.66% | 11.91% |
Pretax Margin | 15.09% | 15.30% | 12.90% | 10.81% | 9.33% | 11.26% |
Profit Margin | 11.99% | 12.11% | 10.34% | 8.79% | 7.45% | 9.16% |
FCF Margin | - | 17.56% | 17.37% | 12.75% | 7.62% | 13.21% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 2.750 | 2.750 | 2.250 | 1.750 | 1.600 | 1.500 |
Dividend Per Share Growth | 22.22% | 22.22% | 28.57% | 9.38% | 6.67% | 76.47% |
Dividend Yield | 3.06% | 4.27% | 6.05% | 7.09% | 8.63% | 6.91% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.33 | 9.05 | 7.07 | 6.73 | 7.43 | 5.68 |
Forward PE | 12.71 | 10.35 | 5.32 | 5.32 | 5.32 | 7.59 |
P/FCF Ratio | 8.52 | 6.24 | 4.21 | 4.64 | 7.26 | 3.94 |
PS Ratio | 1.48 | 1.10 | 0.73 | 0.59 | 0.55 | 0.52 |