Pozavarovalnica Sava, d.d. (LJSE:POSR)

LJSE:POSR Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	1,478	1,468	1,310	1,185	1,281	1,255
Investments in Equity & Preferred Securities	44.04	43.58	39.8	36.78	87.22	88.97
Other Investments	29.52	27.3	25.62	18.85	88.55	71.45
Total Investments	2,422	2,378	2,061	1,820	1,506	1,459
Cash & Equivalents	71.9	52.35	50.56	93.22	88.65	83.46
Reinsurance Recoverable	73.79	77.52	107.48	68.13	66.84	48.66
Other Receivables	40.53	30.39	25.08	24.03	142.54	149.94
Deferred Policy Acquisition Cost	-	-	-	-	27.27	29.19
Separate Account Assets	-	-	-	-	517.44	411.22
Property, Plant & Equipment	68.86	69.53	68.26	69.86	63.72	56.99
Goodwill	-	32.43	32.43	32.43	32.43	32.43
Other Intangible Assets	64.46	33.13	32.72	33.46	30.18	26.93
Other Current Assets	0.03	6.28	4.3	5.02	5.15	5.53
Long-Term Deferred Tax Assets	2.6	4.43	6.58	0.02	5.49	4.92
Other Long-Term Assets	213.88	201.17	180.63	166.37	172.84	158.77
Total Assets	2,958	2,885	2,569	2,312	2,658	2,467
Accounts Payable	-	9.92	14.62	8.53	11.59	4.78
Accrued Expenses	-	20.54	17.4	14.71	41.1	31.28
Insurance & Annuity Liabilities	1,844	1,843	1,662	1,495	493.22	520.14
Unpaid Claims	-	-	-	-	578.83	547.86
Unearned Premiums	-	-	-	-	207.02	210.61
Reinsurance Payable	5.26	3.98	1.64	1.05	9.96	6.74
Current Portion of Leases	-	2.98	2.49	2.54	2.67	2.38
Short-Term Debt	0.7	0.43	0.74	0.55	-	-
Current Income Taxes Payable	7.14	1.47	9.93	1.55	3	5.31
Long-Term Debt	127.83	125.06	74.99	74.92	74.86	74.8
Long-Term Leases	11.29	8.15	6.35	5.12	4.55	5.88
Long-Term Deferred Tax Liabilities	3.54	3.45	3.44	2.81	11.39	14.9
Separate Account Liability	-	-	-	-	524.18	409.6
Other Current Liabilities	66.49	91.08	80.66	79.05	9.16	3.71
Other Long-Term Liabilities	212.76	121.5	103.53	90.9	177.76	164.07
Total Liabilities	2,279	2,237	1,983	1,781	2,154	2,007
Common Stock	71.86	71.86	71.86	71.86	71.86	71.86
Retained Earnings	585.37	562.06	501.5	464.77	394.8	331.9
Treasury Stock	-24.94	-24.94	-24.94	-24.94	-24.94	-24.94
Comprehensive Income & Other	46.11	38.73	36.4	19.25	61.99	80.91
Total Common Equity	678.39	647.71	584.81	530.93	503.71	459.72
Minority Interest	0.87	0.85	0.85	0.53	0.37	0.49
Shareholders' Equity	679.26	648.56	585.66	531.46	504.08	460.21
Total Liabilities & Equity	2,958	2,885	2,569	2,312	2,658	2,467
Filing Date Shares Outstanding	15.5	15.5	15.5	15.5	15.5	15.5
Total Common Shares Outstanding	15.5	15.5	15.5	15.5	15.5	15.5
Total Debt	139.81	136.63	84.57	83.13	82.09	83.06
Net Cash (Debt)	-67.91	-84.28	-34.01	10.09	6.56	0.4
Net Cash Growth	-	-	-	53.86%	1546.61%	-95.33%
Net Cash Per Share	-4.38	-5.44	-2.19	0.65	0.42	0.03
Book Value Per Share	43.77	41.79	37.74	34.26	32.50	29.66
Tangible Book Value	613.93	582.15	519.66	465.04	441.1	400.36
Tangible Book Value Per Share	39.61	37.56	33.53	30.01	28.46	25.83
Land	4.68	4.62	4.95	5.22	5.58	5.58
Buildings	59.11	57.88	60.46	63.86	56.07	54.79
Machinery	26.5	26.43	26.61	27.04	25.7	23.96
Construction In Progress	0.8	2.05	0.3	0.06	9.46	1.43

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.