Pozavarovalnica Sava, d.d. (LJSE:POSR)

LJSE:POSR Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	-	1,468	1,310	1,185	1,281	1,255
Investments in Equity & Preferred Securities	26.77	43.58	39.8	36.78	87.22	88.97
Other Investments	2,506	27.3	25.62	18.85	88.55	71.45
Total Investments	2,555	2,378	2,061	1,820	1,506	1,459
Cash & Equivalents	54.09	52.35	50.56	93.22	88.65	83.46
Reinsurance Recoverable	76.6	77.52	107.48	68.13	66.84	48.66
Other Receivables	34.78	30.39	25.08	24.03	142.54	149.94
Deferred Policy Acquisition Cost	-	-	-	-	27.27	29.19
Separate Account Assets	-	-	-	-	517.44	411.22
Property, Plant & Equipment	67.86	69.53	68.26	69.86	63.72	56.99
Goodwill	-	32.43	32.43	32.43	32.43	32.43
Other Intangible Assets	65.02	33.13	32.72	33.46	30.18	26.93
Other Current Assets	0.03	6.28	4.3	5.02	5.15	5.53
Long-Term Deferred Tax Assets	2.24	4.43	6.58	0.02	5.49	4.92
Other Long-Term Assets	219.57	201.17	180.63	166.37	172.84	158.77
Total Assets	3,076	2,885	2,569	2,312	2,658	2,467
Accounts Payable	-	9.92	14.62	8.53	11.59	4.78
Accrued Expenses	-	20.54	17.4	14.71	41.1	31.28
Insurance & Annuity Liabilities	1,931	1,843	1,662	1,495	493.22	520.14
Unpaid Claims	-	-	-	-	578.83	547.86
Unearned Premiums	-	-	-	-	207.02	210.61
Reinsurance Payable	6.33	3.98	1.64	1.05	9.96	6.74
Current Portion of Leases	-	2.98	2.49	2.54	2.67	2.38
Short-Term Debt	0.56	0.43	0.74	0.55	-	-
Current Income Taxes Payable	8.49	1.47	9.93	1.55	3	5.31
Long-Term Debt	129.26	125.06	74.99	74.92	74.86	74.8
Long-Term Leases	10.79	8.15	6.35	5.12	4.55	5.88
Long-Term Deferred Tax Liabilities	3.53	3.45	3.44	2.81	11.39	14.9
Separate Account Liability	-	-	-	-	524.18	409.6
Other Current Liabilities	58.72	91.08	80.66	79.05	9.16	3.71
Other Long-Term Liabilities	219.4	121.5	103.53	90.9	177.76	164.07
Total Liabilities	2,368	2,237	1,983	1,781	2,154	2,007
Common Stock	707.27	71.86	71.86	71.86	71.86	71.86
Retained Earnings	-	562.06	501.5	464.77	394.8	331.9
Treasury Stock	-	-24.94	-24.94	-24.94	-24.94	-24.94
Comprehensive Income & Other	-	38.73	36.4	19.25	61.99	80.91
Total Common Equity	707.27	647.71	584.81	530.93	503.71	459.72
Minority Interest	-	0.85	0.85	0.53	0.37	0.49
Shareholders' Equity	707.27	648.56	585.66	531.46	504.08	460.21
Total Liabilities & Equity	3,076	2,885	2,569	2,312	2,658	2,467
Filing Date Shares Outstanding	15.5	15.5	15.5	15.5	15.5	15.5
Total Common Shares Outstanding	15.5	15.5	15.5	15.5	15.5	15.5
Total Debt	140.61	136.63	84.57	83.13	82.09	83.06
Net Cash (Debt)	-86.52	-84.28	-34.01	10.09	6.56	0.4
Net Cash Growth	-	-	-	53.86%	1546.61%	-95.33%
Net Cash Per Share	-5.58	-5.44	-2.19	0.65	0.42	0.03
Book Value Per Share	45.64	41.79	37.74	34.26	32.50	29.66
Tangible Book Value	642.25	582.15	519.66	465.04	441.1	400.36
Tangible Book Value Per Share	41.44	37.56	33.53	30.01	28.46	25.83
Land	-	4.62	4.95	5.22	5.58	5.58
Buildings	-	57.88	60.46	63.86	56.07	54.79
Machinery	-	26.43	26.61	27.04	25.7	23.96
Construction In Progress	-	2.05	0.3	0.06	9.46	1.43

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.