Pozavarovalnica Sava, d.d. (LJSE: POSR)

LJSE: POSR Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Investments in Debt Securities	-	1,310	1,185	1,281	1,255	912.59
Investments in Equity & Preferred Securities	25.48	39.8	36.78	87.22	88.97	49.08
Other Investments	2,205	25.62	18.85	88.55	71.45	76.32
Total Investments	2,255	2,061	1,820	1,506	1,459	1,081
Cash & Equivalents	57.86	50.56	93.22	88.65	83.46	93.8
Reinsurance Recoverable	88.28	107.48	68.13	66.84	48.66	45.36
Other Receivables	30.73	25.08	24.03	142.54	149.94	153.88
Deferred Policy Acquisition Cost	-	-	-	27.27	29.19	27.66
Separate Account Assets	-	-	-	517.44	411.22	213.16
Property, Plant & Equipment	69.06	68.26	69.86	63.72	56.99	57.59
Goodwill	-	32.43	32.43	32.43	32.43	33.96
Other Intangible Assets	64.94	32.72	33.46	30.18	26.93	22.94
Other Current Assets	0.47	4.3	5.02	5.15	5.53	3.41
Long-Term Deferred Tax Assets	5.16	6.58	0.02	5.49	4.92	2.04
Other Long-Term Assets	199.7	180.63	166.37	172.84	158.77	151.2
Total Assets	2,771	2,569	2,312	2,658	2,467	1,886
Accounts Payable	-	14.62	8.53	11.59	4.78	4.94
Accrued Expenses	-	17.4	14.71	41.1	31.28	14.49
Insurance & Annuity Liabilities	1,800	1,662	1,495	493.22	520.14	273.96
Unpaid Claims	-	-	-	578.83	547.86	503.07
Unearned Premiums	-	-	-	207.02	210.61	207.9
Reinsurance Payable	3.64	1.64	1.05	9.96	6.74	9.14
Current Portion of Leases	-	2.49	2.54	2.67	2.38	2.61
Short-Term Debt	0.61	0.74	0.55	-	-	-
Current Income Taxes Payable	3.39	9.93	1.55	3	5.31	1.63
Long-Term Debt	77.14	74.99	74.92	74.86	74.8	74.82
Long-Term Leases	10.96	6.35	5.12	4.55	5.88	7.84
Long-Term Deferred Tax Liabilities	3.44	3.44	2.81	11.39	14.9	5.29
Separate Account Liability	-	-	-	524.18	409.6	220.61
Other Current Liabilities	50.43	80.66	79.05	9.16	3.71	3.68
Other Long-Term Liabilities	202.56	103.53	90.9	177.76	164.07	155.44
Total Liabilities	2,152	1,983	1,781	2,154	2,007	1,501
Common Stock	619.6	71.86	71.86	71.86	71.86	71.86
Retained Earnings	-	501.5	464.77	394.8	331.9	275.85
Treasury Stock	-	-24.94	-24.94	-24.94	-24.94	-24.94
Comprehensive Income & Other	-	36.4	19.25	61.99	80.91	61.51
Total Common Equity	619.6	584.81	530.93	503.71	459.72	384.27
Minority Interest	-	0.85	0.53	0.37	0.49	0.5
Shareholders' Equity	619.6	585.66	531.46	504.08	460.21	384.78
Total Liabilities & Equity	2,771	2,569	2,312	2,658	2,467	1,886
Filing Date Shares Outstanding	15.5	15.5	15.5	15.5	15.5	15.5
Total Common Shares Outstanding	15.5	15.5	15.5	15.5	15.5	15.5
Total Debt	88.72	84.57	83.13	82.09	83.06	85.27
Net Cash (Debt)	-30.86	-34.01	10.09	6.56	0.4	8.53
Net Cash Growth	-	-	53.86%	1546.61%	-95.33%	-86.80%
Net Cash Per Share	-1.99	-2.19	0.65	0.42	0.03	0.55
Book Value Per Share	39.98	37.74	34.26	32.50	29.66	24.80
Tangible Book Value	554.66	519.66	465.04	441.1	400.36	327.37
Tangible Book Value Per Share	35.79	33.53	30.01	28.46	25.83	21.12
Land	-	4.95	5.22	5.58	5.58	5.63
Buildings	-	60.46	63.86	56.07	54.79	54.56
Machinery	-	26.61	27.04	25.7	23.96	24.11
Construction In Progress	-	0.3	0.06	9.46	1.43	-

Source: S&P Capital IQ. Insurance template. Financial Sources.