Pozavarovalnica Sava, d.d. (LJSE:POSR)

Accolade Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	-	1,468	1,310	1,185	1,281	1,255
Investments in Equity & Preferred Securities	26.1	43.58	39.8	36.78	87.22	88.97
Other Investments	2,343	27.3	25.62	18.85	88.55	71.45
Total Investments	2,392	2,378	2,061	1,820	1,506	1,459
Cash & Equivalents	56.06	52.35	50.56	93.22	88.65	83.46
Reinsurance Recoverable	78.86	77.52	107.48	68.13	66.84	48.66
Other Receivables	30.91	30.39	25.08	24.03	142.54	149.94
Deferred Policy Acquisition Cost	-	-	-	-	27.27	29.19
Separate Account Assets	-	-	-	-	517.44	411.22
Property, Plant & Equipment	69.31	69.53	68.26	69.86	63.72	56.99
Goodwill	-	32.43	32.43	32.43	32.43	32.43
Other Intangible Assets	65.17	33.13	32.72	33.46	30.18	26.93
Other Current Assets	0.43	6.28	4.3	5.02	5.15	5.53
Long-Term Deferred Tax Assets	4.14	4.43	6.58	0.02	5.49	4.92
Other Long-Term Assets	209.78	201.17	180.63	166.37	172.84	158.77
Total Assets	2,907	2,885	2,569	2,312	2,658	2,467
Accounts Payable	-	9.92	14.62	8.53	11.59	4.78
Accrued Expenses	-	20.54	17.4	14.71	41.1	31.28
Insurance & Annuity Liabilities	1,806	1,843	1,662	1,495	493.22	520.14
Unpaid Claims	-	-	-	-	578.83	547.86
Unearned Premiums	-	-	-	-	207.02	210.61
Reinsurance Payable	6.07	3.98	1.64	1.05	9.96	6.74
Current Portion of Leases	-	2.98	2.49	2.54	2.67	2.38
Short-Term Debt	0.59	0.43	0.74	0.55	-	-
Current Income Taxes Payable	5.47	1.47	9.93	1.55	3	5.31
Long-Term Debt	126.43	125.06	74.99	74.92	74.86	74.8
Long-Term Leases	10.9	8.15	6.35	5.12	4.55	5.88
Long-Term Deferred Tax Liabilities	3.54	3.45	3.44	2.81	11.39	14.9
Separate Account Liability	-	-	-	-	524.18	409.6
Other Current Liabilities	58.18	91.08	80.66	79.05	9.16	3.71
Other Long-Term Liabilities	208.4	121.5	103.53	90.9	177.76	164.07
Total Liabilities	2,225	2,237	1,983	1,781	2,154	2,007
Common Stock	681.25	71.86	71.86	71.86	71.86	71.86
Retained Earnings	-	562.06	501.5	464.77	394.8	331.9
Treasury Stock	-	-24.94	-24.94	-24.94	-24.94	-24.94
Comprehensive Income & Other	-	38.73	36.4	19.25	61.99	80.91
Total Common Equity	681.25	647.71	584.81	530.93	503.71	459.72
Minority Interest	-	0.85	0.85	0.53	0.37	0.49
Shareholders' Equity	681.25	648.56	585.66	531.46	504.08	460.21
Total Liabilities & Equity	2,907	2,885	2,569	2,312	2,658	2,467
Filing Date Shares Outstanding	15.5	15.5	15.5	15.5	15.5	15.5
Total Common Shares Outstanding	15.5	15.5	15.5	15.5	15.5	15.5
Total Debt	137.92	136.63	84.57	83.13	82.09	83.06
Net Cash (Debt)	-81.87	-84.28	-34.01	10.09	6.56	0.4
Net Cash Growth	-	-	-	53.86%	1546.61%	-95.33%
Net Cash Per Share	-5.28	-5.44	-2.19	0.65	0.42	0.03
Book Value Per Share	43.96	41.79	37.74	34.26	32.50	29.66
Tangible Book Value	616.08	582.15	519.66	465.04	441.1	400.36
Tangible Book Value Per Share	39.75	37.56	33.53	30.01	28.46	25.83
Land	-	4.62	4.95	5.22	5.58	5.58
Buildings	-	57.88	60.46	63.86	56.07	54.79
Machinery	-	26.43	26.61	27.04	25.7	23.96
Construction In Progress	-	2.05	0.3	0.06	9.46	1.43

Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.