Pozavarovalnica Sava, d.d. (LJSE:POSR)

LJSE:POSR Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 22, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	945	620	434	347	432	287
Market Cap Growth	71.78%	42.86%	25.00%	-19.71%	50.81%	2.78%
Enterprise Value	1,014	651	428	329	417	240
PE Ratio	9.41	7.07	6.73	7.43	5.68	5.10
PS Ratio	1.06	0.73	0.59	0.55	0.52	0.42
PB Ratio	1.39	0.96	0.74	0.65	0.86	0.62
P/FCF Ratio	5.40	4.21	4.64	7.26	3.94	5.06
P/OCF Ratio	5.20	4.01	4.41	5.54	3.57	4.59
EV/Sales Ratio	1.14	0.77	0.58	0.52	0.50	0.35
EV/EBITDA Ratio	7.16	5.50	4.95	4.97	3.94	3.19
EV/EBIT Ratio	7.70	5.82	5.35	5.43	4.22	3.49
EV/FCF Ratio	5.79	4.42	4.58	6.88	3.80	4.24
Debt / Equity Ratio	0.21	0.21	0.14	0.16	0.16	0.18
Debt / EBITDA Ratio	1.00	1.13	0.96	1.21	0.76	1.07
Debt / FCF Ratio	0.80	0.93	0.91	1.74	0.75	1.47
Quick Ratio	11.99	6.29	5.29	5.68	0.29	0.30
Current Ratio	12.92	6.88	6.10	6.30	0.37	0.37
Asset Turnover	0.32	0.31	0.30	0.25	0.32	0.31
Return on Equity (ROE)	15.74%	14.16%	11.51%	9.06%	15.80%	13.35%
Return on Assets (ROA)	2.89%	2.56%	2.05%	1.52%	2.41%	1.97%
Return on Capital (ROIC)	10.84%	9.61%	7.78%	6.31%	10.95%	8.47%
Earnings Yield	10.67%	14.14%	14.86%	13.45%	17.59%	19.61%
Earnings Yield	10.67%	14.14%	14.86%	13.45%	17.59%	19.61%
FCF Yield	18.52%	23.75%	21.54%	13.77%	25.39%	19.76%
Dividend Yield	3.69%	5.86%	6.86%	8.36%	6.69%	5.91%
Payout Ratio	61.50%	31.00%	38.46%	49.78%	17.32%	-
Total Shareholder Return	3.69%	5.86%	6.86%	8.36%	6.69%	5.91%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.