Pozavarovalnica Sava, d.d. (LJSE:POSR)

LJSE:POSR Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Feb 21, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	798	434	347	432	287	279
Market Cap Growth	68.64%	25.00%	-19.71%	50.81%	2.78%	17.65%
Enterprise Value	829	428	329	417	240	210
PE Ratio	8.90	6.73	7.43	5.68	5.10	5.58
PS Ratio	0.86	0.59	0.55	0.52	0.42	0.46
PB Ratio	1.29	0.74	0.65	0.86	0.62	0.72
P/FCF Ratio	-	4.64	7.26	3.94	5.06	-
P/OCF Ratio	-	4.41	5.54	3.57	4.59	-
EV/Sales Ratio	0.89	0.58	0.52	0.50	0.35	0.34
EV/EBITDA Ratio	3.49	4.95	4.97	3.94	3.19	3.39
EV/EBIT Ratio	3.63	5.35	5.43	4.22	3.49	3.71
EV/FCF Ratio	-	4.58	6.88	3.80	4.23	-
Debt / Equity Ratio	0.14	0.14	0.16	0.16	0.18	0.22
Debt / EBITDA Ratio	0.38	0.96	1.21	0.76	1.07	1.32
Debt / FCF Ratio	-	0.90	1.74	0.75	1.47	-
Quick Ratio	1.53	5.29	5.68	0.29	0.30	0.34
Current Ratio	3.05	6.10	6.30	0.37	0.37	0.40
Asset Turnover	-	0.30	0.25	0.32	0.31	0.34
Return on Equity (ROE)	15.45%	11.51%	9.06%	15.80%	13.35%	13.85%
Return on Assets (ROA)	-	2.05%	1.52%	2.41%	1.97%	1.97%
Return on Capital (ROIC)	21.17%	7.78%	6.31%	10.94%	8.47%	8.74%
Return on Capital Employed (ROCE)	8.16%	3.11%	2.62%	3.72%	2.78%	3.00%
Earnings Yield	11.28%	14.86%	13.45%	17.59%	19.61%	17.92%
Earnings Yield	11.28%	14.86%	13.45%	17.59%	19.61%	17.92%
FCF Yield	21.54%	13.77%	25.39%	19.76%	-13.95%
Dividend Yield	3.40%	6.59%	8.02%	6.43%	5.67%	-
Payout Ratio	0.00%	38.46%	49.78%	17.32%	-	0.53%
Buyback Yield / Dilution	0.03%	-	-	-	-	-
Total Shareholder Return	3.43%	6.59%	8.02%	6.43%	5.67%	-

Source: S&P Capital IQ. Insurance template. Financial Sources.