Pozavarovalnica Sava, d.d. (LJSE:POSR)
Slovenia flag Slovenia · Delayed Price · Currency is EUR
60.50
-0.50 (-0.82%)
At close: Aug 25, 2025

LJSE:POSR Statistics

Total Valuation

LJSE:POSR has a market cap or net worth of EUR 945.36 million. The enterprise value is 1.01 billion.

Market Cap945.36M
Enterprise Value 1.01B

Important Dates

The last earnings date was Friday, August 22, 2025.

Earnings Date Aug 22, 2025
Ex-Dividend Date Jun 9, 2025

Share Statistics

LJSE:POSR has 15.50 million shares outstanding.

Current Share Class 15.50M
Shares Outstanding 15.50M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 0.12%
Owned by Institutions (%) 20.10%
Float 6.76M

Valuation Ratios

The trailing PE ratio is 9.41 and the forward PE ratio is 10.80.

PE Ratio 9.41
Forward PE 10.80
PS Ratio 1.06
PB Ratio 1.39
P/TBV Ratio 1.54
P/FCF Ratio 5.40
P/OCF Ratio 5.20
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.16, with an EV/FCF ratio of 5.79.

EV / Earnings 10.05
EV / Sales 1.14
EV / EBITDA 7.16
EV / EBIT 7.70
EV / FCF 5.79

Financial Position

The company has a current ratio of 12.92, with a Debt / Equity ratio of 0.21.

Current Ratio 12.92
Quick Ratio 11.99
Debt / Equity 0.21
Debt / EBITDA 1.00
Debt / FCF 0.80
Interest Coverage 24.39

Financial Efficiency

Return on equity (ROE) is 15.74% and return on invested capital (ROIC) is 10.84%.

Return on Equity (ROE) 15.74%
Return on Assets (ROA) 2.89%
Return on Invested Capital (ROIC) 10.84%
Return on Capital Employed (ROCE) 4.53%
Revenue Per Employee 314,487
Profits Per Employee 35,533
Employee Count3,044
Asset Turnover 0.32
Inventory Turnover n/a

Taxes

In the past 12 months, LJSE:POSR has paid 25.39 million in taxes.

Income Tax 25.39M
Effective Tax Rate 20.15%

Stock Price Statistics

The stock price has increased by +54.82% in the last 52 weeks. The beta is 0.71, so LJSE:POSR's price volatility has been lower than the market average.

Beta (5Y) 0.71
52-Week Price Change +54.82%
50-Day Moving Average 58.77
200-Day Moving Average 49.41
Relative Strength Index (RSI) 50.29
Average Volume (20 Days) 2,312

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, LJSE:POSR had revenue of EUR 892.83 million and earned 100.88 million in profits. Earnings per share was 6.51.

Revenue892.83M
Gross Profit 392.91M
Operating Income 130.51M
Pretax Income 125.99M
Net Income 100.88M
EBITDA 137.69M
EBIT 130.51M
Earnings Per Share (EPS) 6.51
Full Income Statement

Balance Sheet

The company has 920.02 million in cash and 139.81 million in debt, giving a net cash position of -67.91 million or -4.38 per share.

Cash & Cash Equivalents 920.02M
Total Debt 139.81M
Net Cash -67.91M
Net Cash Per Share -4.38
Equity (Book Value) 679.26M
Book Value Per Share 43.77
Working Capital 948.55M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 181.71 million and capital expenditures -6.63 million, giving a free cash flow of 175.08 million.

Operating Cash Flow 181.71M
Capital Expenditures -6.63M
Free Cash Flow 175.08M
FCF Per Share 11.30
Full Cash Flow Statement

Margins

Gross margin is 44.01%, with operating and profit margins of 14.62% and 11.30%.

Gross Margin 44.01%
Operating Margin 14.62%
Pretax Margin 14.11%
Profit Margin 11.30%
EBITDA Margin 15.42%
EBIT Margin 14.62%
FCF Margin 19.61%

Dividends & Yields

This stock pays an annual dividend of 2.25, which amounts to a dividend yield of 3.69%.

Dividend Per Share 2.25
Dividend Yield 3.69%
Dividend Growth (YoY) 28.57%
Years of Dividend Growth 3
Payout Ratio 61.50%
Buyback Yield n/a
Shareholder Yield 3.69%
Earnings Yield 10.67%
FCF Yield 18.52%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5