Zavarovalnica Triglav, d.d. (LJSE: ZVTG)

LJSE: ZVTG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Investments in Debt Securities	-	1,825	1,772	2,538	2,631	2,418
Investments in Equity & Preferred Securities	-	41.73	55.14	961.26	692.3	226.83
Other Investments	-	66.67	80.39	89.62	90.15	570.9
Total Investments	-	2,742	2,658	3,664	3,492	3,295
Cash & Equivalents	-	84.42	76.07	82.32	81.9	75.87
Reinsurance Recoverable	-	327.73	189.33	242.04	198.23	160.74
Other Receivables	-	64.79	69.88	148.01	133.24	146.14
Deferred Policy Acquisition Cost	-	-	-	53.1	52.66	50.77
Property, Plant & Equipment	-	117.94	120.06	119.59	123.11	125.01
Goodwill	-	10.41	10.41	10.41	10.41	10.41
Other Intangible Assets	-	44.08	43.06	43.36	36.71	39.13
Other Current Assets	-	3.65	2.69	4.29	1.44	4.72
Long-Term Deferred Tax Assets	-	21.97	14.79	0.93	0.78	0.8
Long-Term Deferred Charges	-	7.87	4.52	4.24	6.61	6.23
Other Long-Term Assets	-	674.21	614	2.12	2.16	2.26
Total Assets	-	4,099	3,802	4,374	4,139	3,917
Accounts Payable	-	14.01	14.05	17.44	5.25	10.6
Accrued Expenses	-	56.58	54.07	51.86	43.13	43.83
Insurance & Annuity Liabilities	-	2,352	2,101	1,549	1,567	1,483
Unpaid Claims	-	-	-	694.5	645.33	615.4
Unearned Premiums	-	-	-	370.04	344.76	332.51
Reinsurance Payable	-	6.46	9.47	33.38	39.84	34.74
Current Portion of Leases	-	4.54	3.99	3.47	3.2	2.89
Current Income Taxes Payable	-	0.57	7.23	2.65	4.57	3.76
Long-Term Debt	-	49.99	49.94	49.89	50.06	64.85
Long-Term Leases	-	7.13	6.61	7.81	6.83	8.03
Long-Term Deferred Tax Liabilities	-	1.87	2.05	9.38	14.54	10.86
Separate Account Liability	-	-	-	622.3	509.98	484.94
Other Current Liabilities	-	12.28	10.54	7.53	13.69	9.73
Other Long-Term Liabilities	-	691.18	636.7	8.13	8.12	8.37
Total Liabilities	-	3,208	2,905	3,441	3,269	3,125
Common Stock	-	73.7	73.7	73.7	73.7	73.7
Additional Paid-In Capital	-	50.32	50.3	50.28	50.27	50.28
Retained Earnings	-	804.37	833.48	732.03	657.89	584.4
Treasury Stock	-	-0.36	-0.36	-0.36	-0.36	-0.36
Comprehensive Income & Other	-	-40.61	-63.77	74.86	86.15	81.51
Total Common Equity	926.61	887.42	893.35	930.51	867.65	789.53
Minority Interest	-	3.68	3.61	2.48	2.5	2.43
Shareholders' Equity	930.58	891.1	896.97	932.99	870.15	791.95
Total Liabilities & Equity	-	4,099	3,802	4,374	4,139	3,917
Filing Date Shares Outstanding	22.71	22.71	22.71	22.71	23.06	23.04
Total Common Shares Outstanding	22.71	22.71	22.71	22.71	23.06	23.04
Total Debt	62.22	61.66	60.54	61.16	60.08	75.76
Net Cash (Debt)	12.08	22.76	15.53	21.16	21.82	0.11
Net Cash Growth	-49.63%	46.55%	-26.60%	-3.01%	20325.91%	-99.79%
Net Cash Per Share	0.53	1.01	0.68	0.93	0.96	0.00
Book Value Per Share	40.80	39.07	39.34	40.97	37.62	34.26
Tangible Book Value	876.65	832.92	839.88	876.73	820.52	739.99
Tangible Book Value Per Share	38.60	36.67	36.98	38.60	35.58	32.12
Land	-	11.54	11.44	11.48	11.44	11.51
Buildings	-	124.16	125.75	129.03	129.32	127.03
Machinery	-	71.14	69.99	67.46	67.22	63.78
Construction In Progress	-	-	-	1.96	2.79	3.26

Source: S&P Capital IQ. Insurance template. Financial Sources.