Zavarovalnica Triglav, d.d. (LJSE:ZVTG)

LJSE:ZVTG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	-	2,061	1,825	1,772	2,538	2,631
Investments in Equity & Preferred Securities	-	59.99	41.73	55.14	961.26	692.3
Other Investments	-	61.72	66.67	80.39	89.62	90.15
Total Investments	-	3,160	2,742	2,658	3,664	3,492
Cash & Equivalents	-	68.95	84.42	76.07	82.32	81.9
Reinsurance Recoverable	-	289.61	327.73	189.33	242.04	198.23
Other Receivables	-	71.26	64.79	69.88	148.01	133.24
Deferred Policy Acquisition Cost	-	-	-	-	53.1	52.66
Property, Plant & Equipment	-	115.92	117.94	120.06	119.59	123.11
Goodwill	-	10.41	10.41	10.41	10.41	10.41
Other Intangible Assets	-	42.68	44.08	43.06	43.36	36.71
Other Current Assets	-	0.56	3.65	2.69	4.29	1.44
Long-Term Deferred Tax Assets	-	14.24	21.97	14.79	0.93	0.78
Long-Term Deferred Charges	-	9.58	7.87	4.52	4.24	6.61
Other Long-Term Assets	-	755.1	674.21	614	2.12	2.16
Total Assets	-	4,538	4,099	3,802	4,374	4,139
Accounts Payable	-	13.62	14.01	14.05	17.44	5.25
Accrued Expenses	-	65.53	54.15	51.78	51.86	43.13
Insurance & Annuity Liabilities	-	2,496	2,352	2,101	1,549	1,567
Unpaid Claims	-	-	-	-	694.5	645.33
Unearned Premiums	-	-	-	-	370.04	344.76
Reinsurance Payable	-	2.15	6.46	9.47	33.38	39.84
Current Portion of Leases	-	4.69	4.54	3.99	3.47	3.2
Current Income Taxes Payable	-	5.63	0.57	7.23	2.65	4.57
Long-Term Debt	-	152.13	49.99	49.94	49.89	50.06
Long-Term Leases	-	5.97	7.13	6.61	7.81	6.83
Long-Term Deferred Tax Liabilities	-	2.21	1.87	2.05	9.38	14.54
Separate Account Liability	-	-	-	-	622.3	509.98
Other Current Liabilities	-	16.17	12.28	10.54	7.53	13.69
Other Long-Term Liabilities	-	773.71	693.61	638.98	8.13	8.12
Total Liabilities	-	3,549	3,208	2,905	3,441	3,269
Common Stock	-	73.7	73.7	73.7	73.7	73.7
Additional Paid-In Capital	-	50.32	50.32	50.3	50.28	50.27
Retained Earnings	-	895.56	804.37	833.48	732.03	657.89
Treasury Stock	-	-0.36	-0.36	-0.36	-0.36	-0.36
Comprehensive Income & Other	-	-34.33	-40.61	-63.77	74.86	86.15
Total Common Equity	1,019	984.89	887.42	893.35	930.51	867.65
Minority Interest	-	4.16	3.68	3.61	2.48	2.5
Shareholders' Equity	1,024	989.04	891.1	896.97	932.99	870.15
Total Liabilities & Equity	-	4,538	4,099	3,802	4,374	4,139
Filing Date Shares Outstanding	22.71	22.71	22.71	22.71	22.71	23.06
Total Common Shares Outstanding	22.71	22.71	22.71	22.71	22.71	23.06
Total Debt	165.35	162.79	61.66	60.54	61.16	60.08
Net Cash (Debt)	-84.11	-93.84	22.76	15.53	21.16	21.82
Net Cash Growth	-	-	46.55%	-26.60%	-3.00%	20325.91%
Net Cash Per Share	-3.70	-4.13	1.01	0.68	0.93	0.96
Book Value Per Share	44.87	43.37	39.07	39.34	40.97	37.62
Tangible Book Value	967.61	931.79	832.92	839.88	876.73	820.52
Tangible Book Value Per Share	42.61	41.03	36.67	36.98	38.60	35.58
Land	-	11.39	11.54	11.44	11.48	11.44
Buildings	-	119.71	124.16	125.75	129.03	129.32
Machinery	-	72.16	71.14	69.99	67.46	67.22
Construction In Progress	-	-	-	-	1.96	2.79

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.