Zavarovalnica Triglav, d.d. (LJSE:ZVTG)
Slovenia · Delayed Price · Currency is EUR 67.60
-0.20 (-0.29%)
At close: Sep 1, 2026
LJSE:ZVTG Balance Sheet
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Investments in Debt Securities | 2,191 | 2,272 | 2,061 | 1,825 | 1,772 | 2,538 |
Investments in Equity & Preferred Securities | 61.3 | 132.45 | 120.83 | 107.53 | 55.14 | 961.26 |
Other Investments | 68.69 | 12.38 | 6.62 | 6.56 | 80.39 | 89.62 |
Total Investments | 3,559 | 3,502 | 3,166 | 2,748 | 2,658 | 3,664 |
Cash & Equivalents | 61.81 | 64.88 | 68.95 | 84.42 | 76.07 | 82.32 |
Reinsurance Recoverable | 752.06 | 738.39 | 289.61 | 327.73 | 189.33 | 242.04 |
Other Receivables | 124.59 | 110 | 65.53 | 59.1 | 69.88 | 148.01 |
Deferred Policy Acquisition Cost | - | - | - | - | - | 53.1 |
Property, Plant & Equipment | 132.11 | 122.75 | 115.92 | 117.94 | 120.06 | 119.59 |
Goodwill | 10.77 | 10.77 | 10.41 | 10.41 | 10.41 | 10.41 |
Other Intangible Assets | 44.54 | 49.29 | 42.68 | 44.08 | 43.06 | 43.36 |
Other Current Assets | 0.05 | 0.57 | 0.56 | 3.65 | 2.69 | 4.29 |
Long-Term Deferred Tax Assets | 13.28 | 13.33 | 14.24 | 21.97 | 14.79 | 0.93 |
Long-Term Deferred Charges | 2.36 | 7.49 | 9.58 | 7.87 | 4.52 | 4.24 |
Other Long-Term Assets | 901.67 | 816.96 | 755.1 | 674.21 | 614 | 2.12 |
Total Assets | 5,602 | 5,436 | 4,538 | 4,099 | 3,802 | 4,374 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | - | 18.83 | 13.62 | 14.01 | 14.05 | 17.44 |
Accrued Expenses | - | 67.23 | 65.53 | 54.15 | 51.78 | 51.86 |
Insurance & Annuity Liabilities | 3,278 | 3,225 | 2,496 | 2,352 | 2,101 | 1,549 |
Unpaid Claims | - | - | - | - | - | 694.5 |
Unearned Premiums | - | - | - | - | - | 370.04 |
Reinsurance Payable | 4.07 | 5.07 | 2.15 | 6.46 | 9.47 | 33.38 |
Current Portion of Long-Term Debt | - | 8.86 | 8.86 | - | - | - |
Current Portion of Leases | - | 4.61 | 4.69 | 4.54 | 3.99 | 3.47 |
Current Income Taxes Payable | 6.5 | 12.44 | 5.63 | 0.57 | 7.23 | 2.65 |
Long-Term Debt | 153.39 | 146.77 | 143.27 | 49.99 | 49.94 | 49.89 |
Long-Term Leases | 12.54 | 7.96 | 5.97 | 7.13 | 6.61 | 7.81 |
Long-Term Deferred Tax Liabilities | 2.4 | 2.84 | 2.21 | 1.87 | 2.05 | 9.38 |
Separate Account Liability | - | - | - | - | - | 622.3 |
Other Current Liabilities | - | 14.98 | 16.17 | 12.28 | 10.54 | 7.53 |
Other Long-Term Liabilities | 1,052 | 831.89 | 773.71 | 693.61 | 638.98 | 8.13 |
Total Liabilities | 4,509 | 4,358 | 3,549 | 3,208 | 2,905 | 3,441 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 73.7 | 73.7 | 73.7 | 73.7 | 73.7 | 73.7 |
Additional Paid-In Capital | 50.32 | 50.32 | 50.32 | 50.32 | 50.3 | 50.28 |
Retained Earnings | 985.04 | 968.08 | 895.56 | 804.37 | 833.48 | 732.03 |
Treasury Stock | -0.36 | -0.36 | -0.36 | -0.36 | -0.36 | -0.36 |
Comprehensive Income & Other | -21.57 | -18.89 | -34.33 | -40.61 | -63.77 | 74.86 |
Total Common Equity | 1,087 | 1,073 | 984.89 | 887.42 | 893.35 | 930.51 |
Minority Interest | 5.81 | 5.26 | 4.16 | 3.68 | 3.61 | 2.48 |
Shareholders' Equity | 1,093 | 1,078 | 989.04 | 891.1 | 896.97 | 932.99 |
Total Liabilities & Equity | 5,602 | 5,436 | 4,538 | 4,099 | 3,802 | 4,374 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Filing Date Shares Outstanding | 22.71 | 22.71 | 22.71 | 22.71 | 22.71 | 22.71 |
Total Common Shares Outstanding | 22.71 | 22.71 | 22.71 | 22.71 | 22.71 | 22.71 |
Total Debt | 165.92 | 168.21 | 162.79 | 61.66 | 60.54 | 61.16 |
Net Cash (Debt) | -104.12 | -103.33 | -93.84 | 22.76 | 15.53 | 21.16 |
Net Cash Growth | - | - | - | 46.55% | -26.60% | -3.00% |
Net Cash Per Share | -4.59 | -4.55 | -4.13 | 1.01 | 0.68 | 0.93 |
Book Value Per Share | 47.87 | 47.24 | 43.37 | 39.07 | 39.34 | 40.97 |
Tangible Book Value | 1,032 | 1,013 | 931.79 | 832.92 | 839.88 | 876.73 |
Tangible Book Value Per Share | 45.43 | 44.60 | 41.03 | 36.67 | 36.98 | 38.60 |
Land | 11.62 | 11.89 | 11.39 | 11.54 | 11.44 | 11.48 |
Buildings | 130.86 | 124.97 | 119.71 | 124.16 | 125.75 | 129.03 |
Machinery | 77.1 | 71.44 | 72.16 | 71.14 | 69.99 | 67.46 |
Construction In Progress | - | - | - | - | - | 1.96 |