LJSE:ZVTG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	-	2,272	2,061	1,825	1,772	2,538
Investments in Equity & Preferred Securities	-	132.45	120.83	107.53	55.14	961.26
Other Investments	-	12.38	6.62	6.56	80.39	89.62
Total Investments	-	3,502	3,166	2,748	2,658	3,664
Cash & Equivalents	-	64.88	68.95	84.42	76.07	82.32
Reinsurance Recoverable	-	738.39	289.61	327.73	189.33	242.04
Other Receivables	-	110	65.53	59.1	69.88	148.01
Deferred Policy Acquisition Cost	-	-	-	-	-	53.1
Property, Plant & Equipment	-	122.75	115.92	117.94	120.06	119.59
Goodwill	-	10.77	10.41	10.41	10.41	10.41
Other Intangible Assets	-	49.29	42.68	44.08	43.06	43.36
Other Current Assets	-	0.57	0.56	3.65	2.69	4.29
Long-Term Deferred Tax Assets	-	13.33	14.24	21.97	14.79	0.93
Long-Term Deferred Charges	-	7.49	9.58	7.87	4.52	4.24
Other Long-Term Assets	-	816.96	755.1	674.21	614	2.12
Total Assets	-	5,436	4,538	4,099	3,802	4,374
Accounts Payable	-	18.83	13.62	14.01	14.05	17.44
Accrued Expenses	-	67.23	65.53	54.15	51.78	51.86
Insurance & Annuity Liabilities	-	3,225	2,496	2,352	2,101	1,549
Unpaid Claims	-	-	-	-	-	694.5
Unearned Premiums	-	-	-	-	-	370.04
Reinsurance Payable	-	5.07	2.15	6.46	9.47	33.38
Current Portion of Long-Term Debt	-	8.86	8.86	-	-	-
Current Portion of Leases	-	4.61	4.69	4.54	3.99	3.47
Current Income Taxes Payable	-	12.44	5.63	0.57	7.23	2.65
Long-Term Debt	-	146.77	143.27	49.99	49.94	49.89
Long-Term Leases	-	7.96	5.97	7.13	6.61	7.81
Long-Term Deferred Tax Liabilities	-	2.84	2.21	1.87	2.05	9.38
Separate Account Liability	-	-	-	-	-	622.3
Other Current Liabilities	-	14.98	16.17	12.28	10.54	7.53
Other Long-Term Liabilities	-	831.89	773.71	693.61	638.98	8.13
Total Liabilities	-	4,358	3,549	3,208	2,905	3,441
Common Stock	-	73.7	73.7	73.7	73.7	73.7
Additional Paid-In Capital	-	50.32	50.32	50.32	50.3	50.28
Retained Earnings	-	968.08	895.56	804.37	833.48	732.03
Treasury Stock	-	-0.36	-0.36	-0.36	-0.36	-0.36
Comprehensive Income & Other	-	-18.89	-34.33	-40.61	-63.77	74.86
Total Common Equity	1,073	1,073	984.89	887.42	893.35	930.51
Minority Interest	-	5.26	4.16	3.68	3.61	2.48
Shareholders' Equity	1,078	1,078	989.04	891.1	896.97	932.99
Total Liabilities & Equity	-	5,436	4,538	4,099	3,802	4,374
Filing Date Shares Outstanding	22.71	22.71	22.71	22.71	22.71	22.71
Total Common Shares Outstanding	22.71	22.71	22.71	22.71	22.71	22.71
Total Debt	168.21	168.21	162.79	61.66	60.54	61.16
Net Cash (Debt)	-103.33	-103.33	-93.84	22.76	15.53	21.16
Net Cash Growth	-	-	-	46.55%	-26.60%	-3.00%
Net Cash Per Share	-4.55	-4.55	-4.13	1.01	0.68	0.93
Book Value Per Share	47.24	47.24	43.37	39.07	39.34	40.97
Tangible Book Value	1,013	1,013	931.79	832.92	839.88	876.73
Tangible Book Value Per Share	44.60	44.60	41.03	36.67	36.98	38.60
Land	-	11.89	11.39	11.54	11.44	11.48
Buildings	-	124.97	119.71	124.16	125.75	129.03
Machinery	-	71.44	72.16	71.14	69.99	67.46
Construction In Progress	-	-	-	-	-	1.96