Zavarovalnica Triglav, d.d. (LJSE:ZVTG)
Slovenia · Delayed Price · Currency is EUR 67.60
-0.20 (-0.29%)
At close: Sep 1, 2026
LJSE:ZVTG Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 130.15 | 136.25 | 130.89 | 16.08 | -6.84 | 112.76 |
Depreciation & Amortization | 30.44 | 28.69 | 27.36 | 25.35 | 26.54 | 23.56 |
Gain (Loss) on Sale of Assets | -4.32 | -5.61 | -2.28 | -0.89 | -9.05 | - |
Gain (Loss) on Sale of Investments | - | - | - | - | - | -73.91 |
Change in Accounts Receivable | 375.94 | 270.66 | 173.7 | 78.29 | -34.99 | -14.47 |
Change in Income Taxes | -39.99 | -28.78 | -7.4 | -29.46 | -19.74 | -17.81 |
Change in Other Net Operating Assets | -57.04 | -40.14 | -37.75 | -11.32 | -1.62 | -6.88 |
Other Operating Activities | -198.28 | -56.85 | -141.68 | -63.69 | 118.25 | 111.5 |
Operating Cash Flow | 236.91 | 304.22 | 142.69 | 13.68 | 72.55 | 137.36 |
Operating Cash Flow Growth | 40.07% | 113.21% | 943.04% | -81.14% | -47.19% | 15.37% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -26.31 | -14.78 | -9.42 | -7.48 | -10.12 | -9.51 |
Sale of Property, Plant & Equipment | 4.79 | 4.31 | 0.48 | 2.61 | 0.55 | 3.52 |
Purchase / Sale of Intangible Assets | -17.49 | -20.08 | -12.98 | -13.92 | -12.39 | -7.88 |
Cash Acquisitions | -7.5 | - | - | - | - | -4.47 |
Investment in Securities | -177.98 | -270.9 | -225.4 | 33.34 | -1.6 | -118.59 |
Other Investing Activities | 55.33 | 47.85 | 38.85 | 37.66 | 31.38 | 43.07 |
Investing Cash Flow | -171.62 | -232.65 | -211.02 | 58.16 | 29.83 | -93.86 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | 99.43 | - | - | - |
Total Debt Issued | - | - | 99.43 | - | - | - |
Total Debt Repaid | -6.79 | -5.69 | -3.9 | -3.75 | -2.66 | -2.03 |
Net Debt Issued (Repaid) | -6.79 | -5.69 | 95.52 | -3.75 | -2.66 | -2.03 |
Common Dividends Paid | -68.13 | -63.58 | -39.74 | -56.78 | -84.05 | -38.61 |
Other Financing Activities | -9.8 | -6.37 | -2.91 | -2.96 | -2.63 | -2.46 |
Financing Cash Flow | -84.71 | -75.64 | 52.87 | -63.49 | -89.33 | -43.1 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | - | - | - | - | - | 0.02 |
Net Cash Flow | -19.43 | -4.07 | -15.47 | 8.35 | 13.04 | 0.42 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 210.59 | 289.44 | 133.26 | 6.2 | 62.42 | 127.85 |
Free Cash Flow Growth | 31.25% | 117.19% | 2047.84% | -90.06% | -51.17% | 21.24% |
Free Cash Flow Margin | 9.81% | 16.97% | 9.60% | 0.51% | 5.04% | 9.56% |
Free Cash Flow Per Share | 9.28 | 12.75 | 5.86 | 0.27 | 2.74 | 5.63 |
Levered Free Cash Flow | -554.12 | -486.56 | -26.28 | -162.54 | -1,676 | 114.41 |
Unlevered Free Cash Flow | -548.57 | -481 | -22.99 | -161.18 | -1,674 | 116.08 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 9.78 | 6.36 | 2.91 | 2.96 | 2.63 | 2.46 |
Cash Income Tax Paid | 39.99 | 28.78 | 7.4 | 29.46 | 19.74 | 17.81 |
Change in Working Capital | 278.91 | 201.74 | 128.55 | 37.51 | -56.36 | -39.16 |