Zavarovalnica Triglav, d.d. (LJSE: ZVTG)

LJSE: ZVTG Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jan 27, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	974	789	784	835	681	756
Market Cap Growth	25.61%	0.69%	-6.21%	22.67%	-9.91%	9.90%
Enterprise Value	966	769	727	798	647	742
PE Ratio	7.35	49.07	-	7.41	9.27	9.03
PS Ratio	0.69	0.56	0.63	0.62	0.56	0.60
PB Ratio	1.05	0.89	0.87	0.90	0.78	0.95
P/FCF Ratio	-	-	12.55	6.53	6.46	9.80
P/OCF Ratio	-	-	10.80	6.08	5.72	8.37
EV/Sales Ratio	0.68	0.55	0.59	0.60	0.53	0.59
EV/EBITDA Ratio	4.22	18.32	36.72	5.14	5.82	6.16
EV/EBIT Ratio	4.70	35.40	-	5.90	6.77	7.03
EV/FCF Ratio	-	-	11.65	6.25	6.13	9.61
Debt / Equity Ratio	0.07	0.07	0.07	0.07	0.07	0.10
Debt / EBITDA Ratio	0.27	1.31	2.60	0.38	0.52	0.61
Debt / FCF Ratio	-	-	0.97	0.48	0.57	0.98
Quick Ratio	-	9.35	8.28	0.18	0.19	0.18
Current Ratio	-	12.86	10.21	0.39	0.36	0.34
Asset Turnover	-	0.36	0.30	0.31	0.30	0.33
Return on Equity (ROE)	-	1.82%	-0.76%	12.53%	8.86%	10.90%
Return on Assets (ROA)	-	0.34%	-0.05%	1.99%	1.48%	1.74%
Return on Capital (ROIC)	13.28%	1.42%	-0.21%	8.79%	6.65%	8.09%
Earnings Yield	13.60%	2.04%	-0.87%	13.50%	10.79%	11.07%
Earnings Yield	13.60%	2.04%	-0.87%	13.50%	10.79%	11.07%
FCF Yield	-4.89%	7.97%	15.30%	15.48%	10.21%
Dividend Yield	4.08%	5.30%	8.16%	12.44%	7.37%	-
Payout Ratio	0.00%	353.17%	-	34.24%	-	67.84%
Buyback Yield / Dilution	0.65%	-0.45%	0.21%	-	-0.34%
Total Shareholder Return	4.08%	5.95%	7.70%	12.65%	7.37%	-0.34%

Source: S&P Capital IQ. Insurance template. Financial Sources.