ASA International Group PLC (LON:ASAI)

ASA International Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	211.16	150.55	177.98	189.77	142.09
Total Interest Expense	40.13	34.89	35.65	38.44	37.03
Net Interest Income	171.03	115.66	142.33	151.33	105.05
Other Revenue	19.12	34.57	9.62	10.11	10
Revenue Before Loan Losses	190.15	150.23	151.95	161.44	115.05
Provision for Loan Losses	6.83	5.02	0.64	37.51	27.25
Revenue	183.32	145.2	151.31	123.93	87.8
Revenue Growth (YoY)	26.25%	-4.03%	22.09%	41.15%	-36.83%
Salaries & Employee Benefits	64.08	62.09	60.48	56.81	51.61
Cost of Services Provided	0.71	0.07	-	-	-
Other Operating Expenses	42.18	37.5	37.24	33.5	27.91
Total Operating Expenses	113.51	105.25	103.47	96.69	85.73
Operating Income	69.81	39.95	47.84	27.24	2.07
Currency Exchange Gain (Loss)	-0.87	-1.97	-1.56	-1.53	0.51
EBT Excluding Unusual Items	68.94	37.98	46.28	25.71	2.58
Other Unusual Items	-5.4	-5.79	-	-	-
Pretax Income	63.54	32.2	46.28	25.71	2.58
Income Tax Expense	35	23.44	28.39	19.35	3.97
Earnings From Continuing Ops.	28.53	8.76	17.89	6.36	-1.4
Minority Interest in Earnings	0.72	0.45	0.01	2.43	0.68
Net Income	29.25	9.21	17.89	8.79	-0.72
Net Income to Common	29.25	9.21	17.89	8.79	-0.72
Net Income Growth	217.72%	-48.55%	103.62%	-	-
Shares Outstanding (Basic)	100	100	100	100	100
Shares Outstanding (Diluted)	100	100	100	100	100
EPS (Basic)	0.29	0.09	0.18	0.09	-0.01
EPS (Diluted)	0.29	0.09	0.18	0.09	-0.01
EPS Growth	222.22%	-49.70%	103.62%	-	-
Free Cash Flow	-25.76	-21.89	41.54	14.97	-9.14
Free Cash Flow Per Share	-0.26	-0.22	0.41	0.15	-0.09
Dividend Per Share	0.071	-	-	-	-
Operating Margin	38.08%	27.51%	31.62%	21.98%	2.36%
Profit Margin	15.96%	6.34%	11.82%	7.09%	-0.82%
Free Cash Flow Margin	-14.05%	-15.07%	27.46%	12.08%	-10.41%
Effective Tax Rate	55.09%	72.80%	61.35%	75.27%	154.11%

Updated Sep 26, 2024. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.