ASA International Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	252.08	211.16	150.55	177.98	189.77	142.09
Total Interest Expense	44.43	40.13	34.89	35.65	38.44	37.03
Net Interest Income	207.66	171.03	115.66	142.33	151.33	105.05
Other Revenue	15.57	19.12	34.57	9.62	10.11	10
Revenue Before Loan Losses	223.23	190.15	150.23	151.95	161.44	115.05
Provision for Loan Losses	7.61	6.83	5.02	0.64	37.51	27.25
Revenue	215.62	183.32	145.2	151.31	123.93	87.8
Revenue Growth (YoY)	33.36%	26.25%	-4.03%	22.09%	41.15%	-36.83%
Salaries & Employee Benefits	72.22	64.08	62.09	60.48	56.81	51.61
Cost of Services Provided	0.51	0.71	0.07	-	-	-
Other Operating Expenses	47.06	42.18	37.5	37.24	33.5	27.91
Total Operating Expenses	127.32	113.51	105.25	103.47	96.69	85.73
Operating Income	88.3	69.81	39.95	47.84	27.24	2.07
Currency Exchange Gain (Loss)	-0.77	-0.87	-1.97	-1.56	-1.53	0.51
EBT Excluding Unusual Items	87.52	68.94	37.98	46.28	25.71	2.58
Other Unusual Items	-4.58	-5.4	-5.79	-	-	-
Pretax Income	82.95	63.54	32.2	46.28	25.71	2.58
Income Tax Expense	41.11	35	23.44	28.39	19.35	3.97
Earnings From Continuing Ops.	41.84	28.53	8.76	17.89	6.36	-1.4
Minority Interest in Earnings	0.64	0.72	0.45	0.01	2.43	0.68
Net Income	42.48	29.25	9.21	17.89	8.79	-0.72
Net Income to Common	42.48	29.25	9.21	17.89	8.79	-0.72
Net Income Growth	121.73%	217.72%	-48.55%	103.62%	-	-
Shares Outstanding (Basic)	100	100	100	100	100	100
Shares Outstanding (Diluted)	100	100	100	100	100	100
EPS (Basic)	0.42	0.29	0.09	0.18	0.09	-0.01
EPS (Diluted)	0.42	0.29	0.09	0.18	0.09	-0.01
EPS Growth	121.05%	222.22%	-49.70%	103.62%	-	-
Free Cash Flow	-45.71	-25.76	-21.89	41.54	14.97	-9.14
Free Cash Flow Per Share	-0.46	-0.26	-0.22	0.41	0.15	-0.09
Dividend Per Share	0.089	0.071	-	-	-	-
Dividend Growth	196.67%	-	-	-	-	-
Operating Margin	40.95%	38.08%	27.51%	31.62%	21.98%	2.36%
Profit Margin	19.70%	15.96%	6.34%	11.82%	7.09%	-0.82%
Free Cash Flow Margin	-21.20%	-14.05%	-15.07%	27.46%	12.08%	-10.41%
Effective Tax Rate	49.56%	55.09%	72.80%	61.35%	75.27%	154.11%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.