ASA International Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	299.64	211.16	150.55	177.98	189.77
Total Interest Expense	51.28	40.13	34.89	35.65	38.44
Net Interest Income	248.36	171.03	115.66	142.33	151.33
Other Revenue	14.32	19.17	34.57	9.62	10.11
Revenue Before Loan Losses	262.68	190.2	150.23	151.95	161.44
Provision for Loan Losses	7.83	6.83	5.02	0.64	37.51
Revenue	254.85	183.37	145.2	151.31	123.93
Revenue Growth (YoY)	38.98%	26.28%	-4.03%	22.09%	41.15%
Salaries & Employee Benefits	79.95	64.08	62.09	60.48	56.81
Cost of Services Provided	0.42	0.71	0.07	-	-
Other Operating Expenses	57.24	42.23	37.5	37.24	33.5
Total Operating Expenses	145.92	113.56	105.25	103.47	96.69
Operating Income	108.93	69.81	39.95	47.84	27.24
Currency Exchange Gain (Loss)	-3.14	-0.87	-1.97	-1.56	-1.53
EBT Excluding Unusual Items	105.79	68.94	37.98	46.28	25.71
Other Unusual Items	-1.86	-5.4	-5.79	-	-
Pretax Income	103.92	63.54	32.2	46.28	25.71
Income Tax Expense	47.39	35	23.44	28.39	19.35
Earnings From Continuing Ops.	56.53	28.53	8.76	17.89	6.36
Minority Interest in Earnings	0.56	0.72	0.45	0.01	2.43
Net Income	57.09	29.25	9.21	17.89	8.79
Net Income to Common	57.09	29.25	9.21	17.89	8.79
Net Income Growth	95.19%	217.72%	-48.55%	103.62%	-
Shares Outstanding (Basic)	100	100	100	100	100
Shares Outstanding (Diluted)	100	100	100	100	100
EPS (Basic)	0.57	0.29	0.09	0.18	0.09
EPS (Diluted)	0.57	0.29	0.09	0.18	0.09
EPS Growth	96.55%	222.22%	-49.70%	103.62%	-
Free Cash Flow	-56.34	-25.76	-21.89	41.54	14.97
Free Cash Flow Per Share	-0.56	-0.26	-0.22	0.41	0.15
Dividend Per Share	0.143	0.071	-	-	-
Dividend Growth	101.41%	-	-	-	-
Operating Margin	42.74%	38.07%	27.51%	31.62%	21.98%
Profit Margin	22.40%	15.95%	6.34%	11.82%	7.09%
Free Cash Flow Margin	-22.11%	-14.05%	-15.07%	27.46%	12.08%
Effective Tax Rate	45.60%	55.09%	72.80%	61.35%	75.27%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.