Card Factory plc (LON:CARD)
London · Delayed Price · Currency is GBP · Price in GBX 90.30
+2.30 (2.61%)
Oct 15, 2026, 1:10 PM GMT
Card Factory Financials Overview
Financials in millions GBP. Fiscal year is February - January.
Millions GBP. Fiscal year is Feb - Jan.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Revenue Revenue Growth | 595.9 | 582.7 | 542.5 | 510.9 | 463.4 | 364.4 |
Revenue Growth | 2.27% | 7.41% | 6.19% | 10.25% | 27.17% | 27.82% |
Gross Profit Gross Profit Growth | 198.5 | 193.2 | 192.9 | 184.9 | 160.7 | 116.5 |
Operating Income Operating Income Growth | 73.8 | 75.6 | 80.9 | 75.5 | 66.6 | 28.6 |
Net Income Net Income Growth | 34.8 | 31.2 | 47.8 | 49.5 | 44.2 | 8.1 |
Earnings Per Share EPS Growth | 0.10 | 0.09 | 0.14 | 0.14 | 0.13 | 0.02 |
EPS Growth | 12.81% | -35.04% | -4.20% | 11.72% | 440.08% | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Cardfactory Stores Cardfactory Stores Growth | 512.8 | 514.6 | 506.8 | 478.9 | 440.4 | 335.1 |
Digital Digital Growth | 33.4 | 20.6 | 13.2 | 14.7 | - | - |
Wholesale Partnerships Wholesale Partnerships Growth | 49.4 | 47.2 | 22.2 | 17 | 5 | 4.6 |
Other Other Growth | 0.3 | 0.3 | 0.3 | 0.3 | 0.7 | 0.9 |
Total Total Growth | 595.9 | 582.7 | 542.5 | 510.9 | 463.4 | 364.4 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Cash & Investments Cash & Investments Growth | 20.9 | 18.8 | 16.5 | 11.5 | 12.8 | 38.5 |
Total Debt Total Debt Growth | 223.8 | 208.5 | 184.4 | 146 | 173.1 | 230.8 |
Net Cash (Debt) Net Cash Growth | -202.9 | -189.7 | -167.9 | -134.5 | -160.3 | -192.3 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -0.59 | -0.54 | -0.48 | -0.39 | -0.47 | -0.56 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | 127.4 | 110.3 | 88.9 | 105.2 | 99.9 | 113.7 |
Capital Expenditures CapEx Growth | -12.3 | -11.7 | -11.4 | -18.8 | -8.8 | -3.6 |
Free Cash Flow Free Cash Flow Growth | 115.1 | 98.6 | 77.5 | 86.4 | 91.1 | 110.1 |
Free Cash Flow Growth | 16.73% | 27.23% | -10.30% | -5.16% | -17.26% | 60.26% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Gross Margin | 33.31% | 33.16% | 35.56% | 36.19% | 34.68% | 31.97% |
Operating Margin | 12.38% | 12.97% | 14.91% | 14.78% | 14.37% | 7.85% |
Pretax Margin | 8.17% | 7.53% | 11.82% | 12.84% | 11.31% | 3.05% |
Profit Margin | 5.84% | 5.35% | 8.81% | 9.69% | 9.54% | 2.22% |
FCF Margin | 19.31% | 16.92% | 14.29% | 16.91% | 19.66% | 30.21% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 |
|---|---|---|---|---|
| Period Ending | Oct '26 Oct 15, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 |
Dividend Per Share Dividend Per Share Growth | 0.051 | 0.050 | 0.048 | 0.045 |
Dividend Per Share Growth | 4.08% | 4.17% | 6.67% | - |
Dividend Yield | 5.65% | 7.39% | 5.05% | 4.82% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 15, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
PE Ratio | 8.76 | 7.50 | 6.92 | 6.52 | 7.36 | 24.69 |
Forward PE | 6.60 | 5.31 | 6.38 | 6.72 | 8.73 | 12.83 |
P/FCF Ratio | 2.58 | 2.37 | 4.27 | 3.74 | 3.57 | 1.82 |
PS Ratio | 0.50 | 0.40 | 0.61 | 0.63 | 0.70 | 0.55 |