Card Factory plc (LON:CARD)
London · Delayed Price · Currency is GBP · Price in GBX 75.30
-0.10 (-0.13%)
Aug 14, 2026, 4:35 PM GMT
Card Factory Financials Overview
Financials in millions GBP. Fiscal year is February - January.
Millions GBP. Fiscal year is Feb - Jan.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jan '26 Jan 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Revenue Revenue Growth | 582.7 | 582.7 | 542.5 | 510.9 | 463.4 | 364.4 |
Revenue Growth | 4.75% | 7.41% | 6.19% | 10.25% | 27.17% | 27.82% |
Gross Profit Gross Profit Growth | 193.2 | 193.2 | 192.9 | 184.9 | 160.7 | 116.5 |
Operating Income Operating Income Growth | 75.6 | 75.6 | 80.9 | 75.5 | 66.6 | 28.6 |
Net Income Net Income Growth | 31.2 | 31.2 | 47.8 | 49.5 | 44.2 | 8.1 |
Earnings Per Share EPS Growth | 0.09 | 0.09 | 0.14 | 0.14 | 0.13 | 0.02 |
EPS Growth | -27.53% | -35.04% | -4.20% | 11.72% | 440.08% | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jan '26 Jan 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Cardfactory Stores Cardfactory Stores Growth | 514.6 | 514.6 | 506.8 | 478.9 | 440.4 | 335.1 |
Digital Digital Growth | 20.6 | 20.6 | 13.2 | 14.7 | - | - |
Wholesale Partnerships Wholesale Partnerships Growth | 47.2 | 47.2 | 22.2 | 17 | 5 | 4.6 |
Other Other Growth | 0.3 | 0.3 | 0.3 | 0.3 | 0.7 | 0.9 |
Total Total Growth | 582.7 | 582.7 | 542.5 | 510.9 | 463.4 | 364.4 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jan '26 Jan 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Cash & Investments Cash & Investments Growth | 18.8 | 18.8 | 16.5 | 11.5 | 12.8 | 38.5 |
Total Debt Total Debt Growth | 208.5 | 208.5 | 184.4 | 146 | 173.1 | 230.8 |
Net Cash (Debt) Net Cash Growth | -189.7 | -189.7 | -167.9 | -134.5 | -160.3 | -192.3 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -0.54 | -0.54 | -0.48 | -0.39 | -0.47 | -0.56 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jan '26 Jan 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | 110.3 | 110.3 | 88.9 | 105.2 | 99.9 | 113.7 |
Capital Expenditures CapEx Growth | -11.7 | -11.7 | -11.4 | -18.8 | -8.8 | -3.6 |
Free Cash Flow Free Cash Flow Growth | 98.6 | 98.6 | 77.5 | 86.4 | 91.1 | 110.1 |
Free Cash Flow Growth | 6.59% | 27.23% | -10.30% | -5.16% | -17.26% | 60.26% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jan '26 Jan 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Gross Margin | 33.16% | 33.16% | 35.56% | 36.19% | 34.68% | 31.97% |
Operating Margin | 12.97% | 12.97% | 14.91% | 14.78% | 14.37% | 7.85% |
Pretax Margin | 7.53% | 7.53% | 11.82% | 12.84% | 11.31% | 3.05% |
Profit Margin | 5.35% | 5.35% | 8.81% | 9.69% | 9.54% | 2.22% |
FCF Margin | 16.92% | 16.92% | 14.29% | 16.91% | 19.66% | 30.21% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 |
|---|---|---|---|---|
| Period Ending | Aug '26 Aug 16, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 |
Dividend Per Share Dividend Per Share Growth | 0.050 | 0.050 | 0.048 | 0.045 |
Dividend Per Share Growth | 4.17% | 4.17% | 6.67% | - |
Dividend Yield | 6.64% | 7.78% | 5.60% | 5.67% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 16, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
PE Ratio | 8.46 | 7.50 | 6.92 | 6.52 | 7.36 | 24.69 |
Forward PE | 5.89 | 5.31 | 6.38 | 6.72 | 8.73 | 12.83 |
P/FCF Ratio | 2.58 | 2.37 | 4.27 | 3.74 | 3.57 | 1.82 |
PS Ratio | 0.44 | 0.40 | 0.61 | 0.63 | 0.70 | 0.55 |