Card Factory plc (LON:CARD)

Card Factory Ratios and Metrics

Market cap in millions GBP. Fiscal year is February - January.

Total Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug 14, 2026	Jan 31, 2026	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022
Market Capitalization	254	234	331	323	326	200
Market Cap Growth	-31.50%	-29.18%	2.43%	-0.84%	62.75%	63.30%
Enterprise Value	444	433	507	494	529	437
Last Close Price	0.75	0.64	0.86	0.79	0.81	0.50

Price Ratios

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug 14, 2026	Jan 31, 2026	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022
PE Ratio	8.46	7.50	6.92	6.52	7.36	24.69
Forward PE	5.89	5.31	6.38	6.72	8.73	12.83
PS Ratio	0.44	0.40	0.61	0.63	0.70	0.55
PB Ratio	0.72	0.66	0.95	1.02	1.21	0.91
P/FCF Ratio	2.58	2.37	4.27	3.74	3.57	1.82
P/OCF Ratio	2.31	2.12	3.72	3.07	3.26	1.76
PEG Ratio	-	0.55	0.55	2.35	2.35	2.35

EV Ratios

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug 14, 2026	Jan 31, 2026	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022
EV/Sales Ratio	0.76	0.74	0.94	0.97	1.14	1.20
EV/EBITDA Ratio	3.56	4.95	5.64	5.95	7.09	11.69
EV/EBIT Ratio	5.88	5.73	6.27	6.55	7.95	15.28
EV/FCF Ratio	4.50	4.39	6.55	5.72	5.81	3.97

Financial Efficiency

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug 14, 2026	Jan 31, 2026	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022
Debt / Equity Ratio	0.59	0.59	0.53	0.46	0.65	1.05
Debt / EBITDA Ratio	1.67	1.67	1.46	1.23	1.57	3.09
Debt / FCF Ratio	2.12	2.12	2.38	1.69	1.90	2.10
Net Debt / Equity Ratio	0.54	0.54	0.48	0.43	0.60	0.88
Net Debt / EBITDA Ratio	2.17	2.17	1.87	1.62	2.15	5.14
Net Debt / FCF Ratio	1.92	1.92	2.17	1.56	1.76	1.75
Asset Turnover	0.91	0.91	0.93	0.94	0.86	0.68
Inventory Turnover	6.49	6.49	6.29	6.84	7.72	7.13
Quick Ratio	0.32	0.32	0.25	0.12	0.10	0.27
Current Ratio	0.89	0.89	0.95	0.60	0.50	0.53
Return on Equity (ROE)	8.90%	8.90%	14.43%	16.95%	18.12%	3.80%
Return on Assets (ROA)	7.40%	7.40%	8.66%	8.66%	7.76%	3.35%
Return on Invested Capital (ROIC)	9.87%	10.15%	12.50%	12.96%	13.37%	4.79%
Return on Capital Employed (ROCE)	13.90%	13.90%	15.80%	17.60%	17.20%	7.50%

Yields

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug 14, 2026	Jan 31, 2026	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022
Earnings Yield	12.26%	13.33%	14.46%	15.34%	13.58%	4.05%
FCF Yield	38.74%	42.12%	23.44%	26.77%	27.99%	55.05%
Dividend Yield	6.64%	7.78%	5.60%	5.67%	-	-
Payout Ratio	55.13%	55.13%	41.42%	-	-	-
Buyback Yield / Dilution	0.07%	0.07%	-0.55%	-0.97%	-0.09%	-0.54%
Total Shareholder Return	6.70%	7.85%	5.04%	4.69%	-0.09%	-0.54%

Data Source: S&P Global Market Intelligence Last updated: Jan 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Aug 14, 2026

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