ICFG Limited Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Interest and Dividend Income	65.18	52.82
Total Interest Expense	24.27	18.97
Net Interest Income	40.9	33.86
Commissions and Fees	14.77	11.11
Revenue Before Loan Losses	55.67	44.97
Provision for Loan Losses	11.55	4.05
Revenue	44.12	40.92
Revenue Growth (YoY)	7.84%	-
Salaries & Employee Benefits	9.32	7.18
Cost of Services Provided	21.52	6.42
Total Operating Expenses	31.98	14.63
Operating Income	12.14	26.28
Pretax Income	11.68	25.51
Income Tax Expense	5.71	5.93
Earnings From Continuing Ops.	5.97	19.58
Minority Interest in Earnings	-3.82	-3.96
Net Income	2.15	15.62
Net Income to Common	2.15	15.62
Net Income Growth	-86.25%	-
Shares Outstanding (Basic)	289	178
Shares Outstanding (Diluted)	289	178
Shares Change (YoY)	62.57%	-
EPS (Basic)	0.01	0.09
EPS (Diluted)	0.01	0.09
EPS Growth	-91.54%	-
Free Cash Flow	-15.43	-38.12
Free Cash Flow Per Share	-0.05	-0.21
Operating Margin	27.52%	64.23%
Profit Margin	4.87%	38.18%
Free Cash Flow Margin	-34.98%	-93.18%
Effective Tax Rate	48.89%	23.26%