ICFG Limited Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Interest and Dividend Income	97.52	87.72	66.13
Total Interest Expense	36.76	32.67	23.75
Net Interest Income	60.76	55.05	42.39
Commissions and Fees	21.55	19.88	13.91
Revenue Before Loan Losses	82.31	74.93	56.3
Provision for Loan Losses	15.08	15.55	5.08
Revenue	67.23	59.38	51.22
Revenue Growth	23.67%	15.93%	-
Salaries & Employee Benefits	13.84	12.54	8.99
Cost of Services Provided	14.41	12.94	8.04
Total Operating Expenses	29.91	27.01	18.32
Operating Income	37.31	32.37	32.9
Pretax Income	36.5	15.72	31.93
Income Tax Expense	7.99	7.69	7.43
Earnings From Continuing Ops.	28.51	8.04	24.51
Minority Interest in Earnings	-5.39	-5.15	-4.95
Net Income	23.11	2.89	19.56
Net Income to Common	23.11	2.89	19.56
Net Income Growth	753.16%	-85.22%	-
Shares Outstanding (Basic)	204	201	178
Shares Outstanding (Diluted)	204	201	178
Shares Change	-25.37%	12.96%	-
EPS (Basic)	0.11	0.01	0.11
EPS (Diluted)	0.11	0.01	0.11
EPS Growth	1052.81%	-90.91%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Free Cash Flow	-39.84	-20.77	-47.73
Free Cash Flow Per Share	-0.20	-0.10	-0.27
Operating Margin	55.50%	54.52%	64.23%
Profit Margin	34.38%	4.87%	38.18%
Free Cash Flow Margin	-59.26%	-34.98%	-93.18%
Effective Tax Rate	21.89%	48.89%	23.26%