Metro Bank Holdings Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	804.5	935.4	855.7	563.7	405.7	426.3
Interest Paid on Deposits	375.6	557.5	443.8	159.6	110.4	176.6
Net Interest Income	428.9	377.9	411.9	404.1	295.3	249.7
Net Interest Income Growth (YoY)	18.38%	-8.25%	1.93%	36.84%	18.26%	-18.95%
Gain (Loss) on Sale of Assets	-96.2	-101.4	2.7	-	6.1	68
Other Non-Interest Income	129.3	128.8	134.3	119.4	113.8	109.6
Total Non-Interest Income	33.1	27.4	137	119.4	119.9	177.6
Non-Interest Income Growth (YoY)	-75.72%	-80.00%	14.74%	-0.42%	-32.49%	65.21%
Revenues Before Loan Losses	462	405.3	548.9	523.5	415.2	427.3
Provision for Loan Losses	7.2	7.1	33.2	39.9	22.4	126.7
Revenue	454.8	398.2	515.7	483.6	392.8	300.6
Revenue Growth (YoY)	-3.34%	-22.79%	6.64%	23.12%	30.67%	-25.58%
Occupancy Expenses	70.2	77.3	77.7	77	80.2	74.4
Selling, General & Administrative	39.3	40.3	39.4	35.8	37.6	40.8
Other Non-Interest Expense	400.6	415.6	440.1	426.1	481.5	432.1
Total Non-Interest Expense	512.1	535.2	560.4	541.3	601.7	549.3
EBT Excluding Unusual Items	-57.3	-137	-44.7	-57.7	-208.9	-248.7
Asset Writedown	-43.8	-44	-4.6	-9.7	-24.9	-40.6
Other Unusual Items	-	-	100	-	-	-
Pretax Income	-135.5	-212.1	30.5	-70.7	-245.1	-311.4
Income Tax Expense	-241.5	-254.6	1	2	3.1	-9.7
Net Income	106	42.5	29.5	-72.7	-248.2	-301.7
Net Income to Common	106	42.5	29.5	-72.7	-248.2	-301.7
Net Income Growth	-	44.07%	-	-	-	-
Basic Shares Outstanding	673	673	214	172	172	172
Diluted Shares Outstanding	680	675	221	172	172	172
Shares Change (YoY)	46.35%	205.88%	28.00%	0.03%	0.00%	16.96%
EPS (Basic)	0.16	0.06	0.14	-0.42	-1.44	-1.75
EPS (Diluted)	0.16	0.06	0.13	-0.42	-1.44	-1.75
EPS Growth	-	-52.99%	-	-	-	-
Effective Tax Rate	-	-	3.28%	-	-	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.