Metro Bank Holdings Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,473	2,185	2,811	3,891	1,956	3,568
Investment Securities	4,057	3,225	3,614	3,925	4,781	3,849
Trading Asset Securities	60	23	16	36	24	4
Mortgage-Backed Securities	-	935	876	954	1,133	1,725
Total Investments	4,117	4,183	4,506	4,915	5,938	5,578
Gross Loans	9,208	8,993	9,204	12,496	13,289	12,459
Allowance for Loan Losses	-134	-170	-191	-199	-187	-169
Net Loans	9,074	8,823	9,013	12,297	13,102	12,290
Property, Plant & Equipment	695	702	707	719	744	759
Goodwill	-	10	10	10	10	10
Other Intangible Assets	164	133	116	183	206	233
Investments in Real Estate	-	3	4	4	4	6
Accrued Interest Receivable	-	48	56	75	52	38
Other Receivables	-	-	2	1	1	2
Restricted Cash	-	84	53	50	39	36
Other Current Assets	79	33	36	42	33	28
Long-Term Deferred Tax Assets	222	230	240	-	-	-
Other Long-Term Assets	201	41	28	58	34	40
Total Assets	17,025	16,475	17,582	22,245	22,119	22,588
Accounts Payable	-	-	1	1	1	4
Accrued Expenses	-	105	107	146	99	76
Interest Bearing Deposits	7,899	7,983	9,067	12,977	11,926	12,930
Non-Interest Bearing Deposits	5,717	5,862	5,791	5,696	7,888	7,318
Total Deposits	13,616	13,845	14,858	18,673	19,814	20,248
Short-Term Borrowings	782	73	392	1,191	264	180
Current Portion of Leases	-	18	19	22	23	25
Current Income Taxes Payable	-	6	8	8	9	11
Other Current Liabilities	-	-	1	3	1	9
Long-Term Debt	675	684	675	694	571	588
Long-Term Leases	183	167	186	212	225	244
Long-Term Unearned Revenue	8	32	37	53	74	56
Long-Term Deferred Tax Liabilities	-	-	-	13	12	12
Other Long-Term Liabilities	237	61	115	95	70	100
Total Liabilities	15,501	14,991	16,399	21,111	21,163	21,553
Common Stock	-	146	144	-	-	-
Additional Paid-In Capital	146	-	-	144	1,964	1,964
Retained Earnings	1,107	1,075	1,022	978	-1,015	-942
Comprehensive Income & Other	271	263	17	12	7	13
Shareholders' Equity	1,524	1,484	1,183	1,134	956	1,035
Total Liabilities & Equity	17,025	16,475	17,582	22,245	22,119	22,588
Total Debt	1,640	942	1,272	2,119	1,083	1,037
Net Cash (Debt)	893	1,266	1,555	1,808	897	2,535
Net Cash Growth	-34.29%	-18.58%	-13.99%	101.56%	-64.61%	33.98%
Net Cash Per Share	1.31	1.86	2.30	8.19	5.20	14.70
Filing Date Shares Outstanding	673	673.29	672.98	672.68	172.54	172.42
Total Common Shares Outstanding	673	673.29	672.98	672.68	172.54	172.42
Book Value Per Share	1.90	2.20	1.76	1.69	5.54	6.00
Tangible Book Value	1,360	1,341	1,057	941	740	792
Tangible Book Value Per Share	1.66	1.99	1.57	1.40	4.29	4.59