Metro Bank Holdings Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	725.4	935.4	855.7	563.7	405.7
Interest Paid on Deposits	265.1	557.5	443.8	159.6	110.4
Net Interest Income	460.3	377.9	411.9	404.1	295.3
Net Interest Income Growth (YoY)	21.80%	-8.25%	1.93%	36.84%	18.26%
Gain (Loss) on Sale of Assets	5.2	-101.4	2.7	-	6.1
Other Non-Interest Income	122.8	128.8	134.3	119.4	113.8
Total Non-Interest Income	128	27.4	137	119.4	119.9
Non-Interest Income Growth (YoY)	367.15%	-80.00%	14.74%	-0.42%	-32.49%
Revenues Before Loan Losses	588.3	405.3	548.9	523.5	415.2
Provision for Loan Losses	14.3	7.1	33.2	39.9	22.4
Revenue	574	398.2	515.7	483.6	392.8
Revenue Growth (YoY)	44.15%	-22.79%	6.64%	23.12%	30.67%
Occupancy Expenses	61.7	77.3	77.7	77	80.2
Selling, General & Administrative	36.9	40.3	39.4	35.8	37.6
Other Non-Interest Expense	392.7	415.6	440.1	426.1	481.5
Total Non-Interest Expense	494	535.2	560.4	541.3	601.7
EBT Excluding Unusual Items	80	-137	-44.7	-57.7	-208.9
Asset Writedown	-0.7	-44	-4.6	-9.7	-24.9
Other Unusual Items	5	-	100	-	-
Pretax Income	69.9	-212.1	30.5	-70.7	-245.1
Income Tax Expense	17.5	-254.6	1	2	3.1
Net Income	52.4	42.5	29.5	-72.7	-248.2
Net Income to Common	52.4	42.5	29.5	-72.7	-248.2
Net Income Growth	23.29%	44.07%	-	-	-
Basic Shares Outstanding	673	673	214	172	172
Diluted Shares Outstanding	681	675	221	172	172
Shares Change (YoY)	0.87%	205.88%	28.00%	0.03%	0.00%
EPS (Basic)	0.08	0.06	0.14	-0.42	-1.44
EPS (Diluted)	0.08	0.06	0.13	-0.42	-1.44
EPS Growth	22.22%	-52.99%	-	-	-
Effective Tax Rate	25.04%	-	3.28%	-	-