Metro Bank Holdings PLC (LON: MTRO)

Metro Bank Holdings Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	3,891	3,891	1,956	3,568	2,993	2,989
Investment Securities	3,925	3,925	4,781	3,849	1,739	813
Trading Asset Securities	36	36	24	4	30	-
Mortgage-Backed Securities	954	954	1,133	1,725	1,674	1,752
Total Investments	4,915	4,915	5,938	5,578	3,443	2,565
Gross Loans	12,496	12,496	13,289	12,459	14,812	14,715
Allowance for Loan Losses	-199	-199	-187	-169	-154	-34
Net Loans	12,297	12,297	13,102	12,290	14,658	14,681
Gross Property, Plant & Equipment	954	954	946	941	956	944
Accumulated Depreciation	-235	-235	-202	-182	-156	-96
Net Property, Plant & Equipment	719	719	744	759	800	848
Goodwill	10	10	10	10	10	4
Other Intangible Assets	183	183	206	233	244	164
Investments in Real Estate	4	4	4	6	6	8
Accrued Interest Receivable	75	75	52	38	46	34
Other Receivables	1	1	1	2	1	3
Restricted Cash	50	50	39	36	36	43
Other Current Assets	42	42	33	28	325	29
Other Long-Term Assets	62	62	38	46	23	40
Total Assets	22,245	22,245	22,119	22,588	22,579	21,400
Accounts Payable	1	1	1	4	4	4
Accrued Expenses	146	146	99	76	101	93
Interest Bearing Deposits	12,977	12,977	11,926	12,930	13,662	18,278
Non-Interest Bearing Deposits	5,696	5,696	7,888	7,318	6,218	-
Total Deposits	18,673	18,673	19,814	20,248	19,880	18,278
Short-Term Borrowings	1,191	1,191	264	180	204	258
Current Portion of Leases	22	22	23	25	29	28
Current Income Taxes Payable	8	8	9	11	9	6
Other Current Liabilities	3	3	1	9	10	12
Long-Term Debt	694	694	571	588	600	591
Long-Term Leases	212	212	225	244	298	313
Long-Term Unearned Revenue	53	53	74	56	35	60
Long-Term Deferred Tax Liabilities	13	13	12	12	12	15
Other Long-Term Liabilities	95	95	70	100	108	159
Total Liabilities	21,111	21,111	21,163	21,553	21,290	19,817
Additional Paid-In Capital	144	144	1,964	1,964	1,964	1,964
Retained Earnings	978	978	-1,015	-942	-694	-392
Comprehensive Income & Other	12	12	7	13	19	11
Shareholders' Equity	1,134	1,134	956	1,035	1,289	1,583
Total Liabilities & Equity	22,245	22,245	22,119	22,588	22,579	21,400
Total Debt	2,119	2,119	1,083	1,037	1,131	1,190
Net Cash (Debt)	1,808	1,808	897	2,535	1,892	1,799
Net Cash Growth	101.56%	101.56%	-64.62%	33.99%	5.17%	-4.21%
Net Cash Per Share	8.19	8.19	5.20	14.70	10.97	12.20
Filing Date Shares Outstanding	672.68	672.68	172.54	172.42	172.42	172.42
Total Common Shares Outstanding	672.68	672.68	172.54	172.42	172.42	172.42
Book Value Per Share	1.69	1.69	5.54	6.00	7.48	9.18
Tangible Book Value	941	941	740	792	1,035	1,415
Tangible Book Value Per Share	1.40	1.40	4.29	4.59	6.00	8.21

Source: S&P Capital IQ. Banks template.