London · Delayed Price · Currency is GBP Nationwide Building Society Earnings Call Transcripts
Fiscal Year 2026
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Achieved market-leading growth in mortgages and deposits, with underlying profit up 2% year-on-year to £977 million. Integration with Virgin Money is ahead of plan, and robust capital and liquidity positions support continued investment and member value.
Fiscal Year 2025
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Record profits, mortgage and deposit growth, and member value were achieved, supported by the Virgin Money acquisition and strong capital ratios. Integration is progressing well, with continued investment in digital and branch services amid a highly competitive market.
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Record H1 growth in mortgages and deposits, with over £1.3 billion in value delivered to members. Virgin Money acquisition boosts scale, capital strength, and diversification, while cost discipline and asset quality remain strong.