OSB Group Plc (LON:OSB)
London · Delayed Price · Currency is GBP · Price in GBX 561.50
+8.00 (1.45%)
Jul 24, 2026, 4:47 PM GMT
OSB Group Financials Overview
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 655 | 655 | 678.9 | 609.3 | 745.6 | 633.4 |
Revenue Growth | 3.08% | -3.52% | 11.42% | -18.28% | 17.71% | 44.74% |
Net Income Net Income Growth | 285.7 | 285.7 | 308.1 | 282.6 | 409.5 | 340.1 |
Earnings Per Share EPS Growth | 0.74 | 0.74 | 0.76 | 0.65 | 0.90 | 0.75 |
EPS Growth | 6.98% | -2.77% | 16.46% | -27.62% | 19.41% | 77.36% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Onesavings Bank Plc (OSB) Onesavings Bank Plc (OSB) Growth | 386.6 | 386.6 | 388.4 | 429.1 | 447.3 | 420 |
Charter Court Financial Services Group Plc (CCFS) Charter Court Financial Services Group Plc (CCFS) Growth | 268.4 | 268.4 | 314.6 | 230.2 | 346.2 | 264.1 |
Combination Combination Growth | - | - | -24.1 | -50 | -47.9 | -50.7 |
Total Total Growth | 655 | 655 | 678.9 | 609.3 | 745.6 | 633.4 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 0.4 | 0.4 | 0.3 | 0.4 | 0.4 | 0.5 |
Total Debt Total Debt Growth | 1,994 | 1,994 | 2,001 | 1,401 | 281.1 | 485.8 |
Net Cash (Debt) Net Cash Growth | -1,994 | -1,994 | -2,001 | -1,401 | -281.1 | -485.8 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -5.33 | -5.33 | -5.06 | -3.33 | -0.63 | -1.07 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 320.2 | 320.2 | 2,355 | 528.8 | 571 | -229 |
Capital Expenditures CapEx Growth | -32.9 | -32.9 | -43.9 | -25.8 | -11.7 | -6.8 |
Free Cash Flow Free Cash Flow Growth | 287.3 | 287.3 | 2,311 | 503 | 559.3 | -235.8 |
Free Cash Flow Growth | -68.80% | -87.57% | 359.48% | -10.07% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 58.40% | 58.40% | 61.58% | 61.43% | 71.28% | 73.35% |
Profit Margin | 43.62% | 43.62% | 45.38% | 46.38% | 54.99% | 54.52% |
FCF Margin | 43.86% | 43.86% | 340.43% | 82.55% | 75.01% | -37.23% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.353 | 0.353 | 0.336 | 0.320 | 0.305 | 0.260 |
Dividend Per Share Growth | 5.06% | 5.06% | 5.00% | 4.92% | 17.31% | 79.31% |
Dividend Yield | 6.29% | 5.40% | 8.10% | 9.61% | 6.28% | 3.49% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.63 | 8.66 | 5.34 | 7.15 | 5.34 | 7.37 |
Forward PE | 7.19 | 8.19 | 4.93 | 5.00 | 5.04 | 7.25 |
P/FCF Ratio | - | 7.90 | 0.65 | 3.83 | 3.79 | - |
PS Ratio | 2.93 | 3.46 | 2.22 | 3.16 | 2.84 | 3.92 |