OSB Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	0.4	0.3	0.4	0.4	0.5
Securities and Investments	1,815	1,434	621.7	412.9	491.4
Short-Term Interbank Lending and Reverse Repurchase Agreements	3,053	3,406	2,814	3,366	2,844
Trading Assets	101.4	313.8	530.6	888.1	185.7
Net Loans	25,921	25,126	25,765	23,613	21,080
Net Property, Plant & Equipment	47.8	54.6	43.8	40.9	35.1
Other Intangible Assets	66.9	48.8	26.1	12	18.4
Other Non-Earning Assets	118.1	-140.5	-211.4	-766	-123.1
Total Assets	31,123	30,244	29,590	27,567	24,532
Interest-bearing deposits	24,730	23,925	22,190	19,869	17,619
Total Deposits	24,730	23,925	22,190	19,869	17,619
Short-Term Interbank Borrowing and Repurchase Agreements	1,838	1,935	3,575	5,093	4,320
Trading Liabilities	163.9	75.8	221.8	51.5	0
Long-Term Debt	1,994	2,001	1,401	281.1	485.8
Other Liabilities	101	83.2	57.9	71.3	83.1
Total Liabilities	28,826	28,020	27,445	25,366	22,508
Preferred Stock	167.1	150	150	150	-
Common Stock	3.6	3.7	3.9	4.3	4.5
Additional Paid-in Capital	6	4.5	3.8	2.4	0.7
Accumulated Other Comprehensive Income	-1,337	-1,341	-1,343	-1,345	-1,196
Retained Earnings	3,457	3,406	3,330	3,389	3,215
Total Common Shareholders' Equity	2,297	2,223	2,145	2,201	2,024
Shareholders' Equity	2,297	2,223	2,145	2,201	2,024
Total Liabilities & Equity	31,123	30,244	29,590	27,567	24,532
Total Debt	1,994	2,001	1,401	281.1	485.8
Net Cash (Debt)	-1,994	-2,001	-1,401	-281.1	-485.8
Net Cash Growth	-	-	-	-	-
Net Cash Per Share	-5.33	-5.06	-3.33	-0.63	-1.07
Book Value	2,297	2,223	2,145	2,201	2,024
Book Value Per Share	6.14	5.63	5.09	4.93	4.47
Tangible Book Value	2,230	2,175	2,118	2,189	2,006
Tangible Book Value Per Share	5.96	5.50	5.03	4.90	4.43