OSB Group Plc (LON: OSB)

OSB Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	3,437	2,514	3,044	2,737	2,371	2,103
Investment Securities	98.5	296	71.3	271.6	160.8	272.9
Trading Asset Securities	165.6	287.4	99.6	47.5	193.9	37.9
Mortgage-Backed Securities	505	325.4	251.1	119.1	310.4	312.5
Total Investments	769.1	908.8	422	438.2	665.1	623.3
Gross Loans	26,304	25,938	23,760	21,193	19,350	18,496
Allowance for Loan Losses	-138.4	-145.8	-130	-101.5	-111	-42.9
Other Adjustments to Gross Loans	-32.1	-26.9	-17.6	-11.4	-8.1	-6.1
Net Loans	26,134	25,765	23,613	21,080	19,231	18,447
Property, Plant & Equipment	50.4	43.8	40.9	35.1	39.2	41.6
Other Intangible Assets	37.8	7.4	9.5	15.3	18.4	30.9
Other Receivables	-	0.6	1.7	-	8.4	-
Restricted Cash	131.6	101.4	174.6	107.5	95	41.7
Other Current Assets	164	220.4	247	107.9	218.4	119.7
Long-Term Deferred Tax Assets	4.2	1.8	4	2.6	4.7	4.8
Other Long-Term Assets	18	5.8	5.4	2.2	1.8	5
Total Assets	30,746	29,590	27,567	24,532	22,655	21,417
Accrued Expenses	36.8	26.5	28	23.2	19.7	23.1
Interest Bearing Deposits	24,331	22,190	19,869	17,619	16,676	16,285
Total Deposits	24,331	22,190	19,869	17,619	16,676	16,285
Short-Term Borrowings	76.3	221.9	61.7	0.5	171.9	129.1
Current Portion of Long-Term Debt	-	245.6	501.7	0.1	0.9	41
Current Portion of Leases	-	2.1	-	0.9	0.9	1.3
Current Income Taxes Payable	1.3	-	-	1	-	41.5
Other Current Liabilities	29.6	12.7	10.1	5.5	7.5	10.7
Long-Term Debt	4,068	4,730	4,862	4,805	4,039	3,331
Long-Term Leases	10.9	9.1	9.9	9.8	10.8	12
Long-Term Deferred Tax Liabilities	4.2	2.5	16.7	22.3	48.3	63.1
Other Long-Term Liabilities	1	0.8	0.4	2	1.8	1.6
Total Liabilities	28,559	27,445	25,366	22,508	20,978	19,940
Common Stock	3.9	3.9	4.3	4.5	1,360	4.5
Additional Paid-In Capital	4.2	3.8	2.4	0.7	-	870.7
Retained Earnings	3,372	3,330	3,389	3,215	1,609	553.2
Treasury Stock	-0.9	-1	-2.2	-3.5	-4	-3.7
Comprehensive Income & Other	-1,193	-1,192	-1,193	-1,192	-1,348	-7.7
Total Common Equity	2,187	2,145	2,201	2,024	1,617	1,417
Minority Interest	-	-	-	-	60	60
Shareholders' Equity	2,187	2,145	2,201	2,024	1,677	1,477
Total Liabilities & Equity	30,746	29,590	27,567	24,532	22,655	21,417
Total Debt	4,155	5,209	5,435	4,816	4,224	3,514
Net Cash (Debt)	-552.1	-2,407	-2,280	-1,912	-1,498	-1,201
Net Cash Per Share	-1.36	-5.72	-5.11	-4.22	-3.33	-4.09
Filing Date Shares Outstanding	391.4	393	429.43	447.78	446.31	445.44
Total Common Shares Outstanding	391.4	393	429.43	447.78	446.31	445.44
Book Value Per Share	5.20	5.08	4.78	4.19	3.62	3.18
Tangible Book Value	2,149	2,137	2,192	2,009	1,599	1,386
Tangible Book Value Per Share	5.11	5.06	4.75	4.15	3.58	3.11

Source: S&P Capital IQ. Banks template. Financial Sources.