OSB Group Plc (LON:OSB)

OSB Group Cash Flow Statement

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	271.9	308.1	282.6	410	345.3	196.3
Depreciation & Amortization	10.5	9.2	8.4	9.5	10.8	10.1
Other Amortization	2.1	2.1	3.5	3.9	3.7	3.7
Gain (Loss) on Sale of Investments	28.8	4.8	4.4	-	-33.5	-
Total Asset Writedown	-	-	-	-	-3.1	7
Provision for Credit Losses	-5	-11.7	48.8	29.8	-4.4	71
Change in Other Net Operating Assets	-329.5	-44.3	-2,461	-2,270	-1,626	-1,929
Other Operating Activities	174.7	225.9	211.4	-8.6	11.7	-82.3
Operating Cash Flow	158.9	500.4	-1,896	-1,818	-1,289	-1,718
Capital Expenditures	-37.1	-43.9	-25.8	-11.7	-6.8	-7.5
Sale of Property, Plant and Equipment	-	-	-	-	2	-
Investment in Securities	-97.4	-22.1	-298	67.2	79.5	216.4
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-	-	-	4	539.9
Other Investing Activities	50.4	36.7	22.6	7.7	1.9	7
Investing Cash Flow	-84.1	-29.3	-301.2	63.2	80.6	755.8
Long-Term Debt Issued	-	1,737	1,329	429.5	4,943	1,991
Long-Term Debt Repaid	-	-2,719	-1,432	-326.1	-4,297	-1,106
Net Debt Issued (Repaid)	-1,010	-982.2	-103.7	103.4	645.9	885.6
Issuance of Common Stock	0.8	0.8	1.4	1.7	149.2	2.6
Repurchase of Common Stock	-96.3	-90.6	-152.4	-102	-	-
Common Dividends Paid	-134.6	-135.4	-143.7	-142.1	-86.7	-
Net Increase (Decrease) in Deposit Accounts	700.3	1,735	2,321	2,246	942.2	391.3
Other Financing Activities	-249.7	-281.6	-205.4	-45.3	-76.6	-49.9
Financing Cash Flow	-789.2	246.3	1,667	2,062	1,574	1,230
Net Cash Flow	-714.4	717.4	-530.1	307.4	366.1	267.8
Free Cash Flow	121.8	456.5	-1,922	-1,829	-1,295	-1,725
Free Cash Flow Margin	19.14%	67.13%	-315.22%	-245.63%	-204.34%	-394.40%
Free Cash Flow Per Share	0.32	1.16	-4.56	-4.10	-2.86	-3.83
Cash Interest Paid	249.7	281.6	205.4	45.3	8.4	21.4
Cash Income Tax Paid	98.3	119.4	103.6	142.5	117.3	128.8

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.