OSB Group Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Dec '24 Dec 23, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Market Capitalization	1,484	1,822	2,058	2,482	1,895	1,931	Upgrade
Market Cap Growth	-17.96%	-11.49%	-17.07%	30.99%	-1.85%	125.61%	Upgrade
Last Close Price	3.93	4.26	3.99	4.37	3.21	3.28	Upgrade
PE Ratio	4.05	6.66	5.13	7.29	9.93	12.59	Upgrade
PS Ratio	1.97	2.99	2.76	3.92	4.33	5.76	Upgrade
PB Ratio	0.76	0.85	0.94	1.23	1.13	1.31	Upgrade
Debt / Equity Ratio	1.90	2.43	2.47	2.38	2.52	2.38	Upgrade
Return on Equity (ROE)	18.89%	13.01%	19.41%	18.66%	12.45%	14.87%	Upgrade
Return on Assets (ROA)	1.35%	0.99%	1.57%	1.46%	0.89%	1.00%	Upgrade
Earnings Yield	24.23%	15.51%	19.92%	13.91%	10.36%	8.23%	Upgrade
FCF Yield	-76.20%	-105.47%	-88.86%	-52.19%	-91.04%	-112.21%	Upgrade
Dividend Yield	8.28%	7.51%	7.64%	5.95%	4.52%	1.49%	Upgrade
Payout Ratio	33.74%	50.85%	34.66%	25.11%	-	23.49%	Upgrade
Buyback Yield / Dilution	7.45%	5.69%	1.35%	-0.56%	-53.44%	-19.17%	Upgrade
Total Shareholder Return	15.73%	13.20%	8.99%	5.40%	-48.92%	-17.68%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.