Saga plc (LON:SAGA)
London · Delayed Price · Currency is GBP · Price in GBX 268.50
-7.00 (-2.54%)
Oct 10, 2025, 4:36 PM BST
Saga plc Income Statement
Financials in millions GBP. Fiscal year is February - January.
Millions GBP. Fiscal year is Feb - Jan.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jul '25 Jul 31, 2025 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 | Jan '21 Jan 31, 2021 | 2016 - 2020 |
Premiums & Annuity Revenue | 122.2 | 114.4 | 134.6 | 193 | 79.2 | 78.9 | Upgrade |
Total Interest & Dividend Income | 5.3 | 6.1 | 6.6 | 10.2 | 0.3 | 2.4 | Upgrade |
Gain (Loss) on Sale of Investments | - | - | - | -15.4 | - | - | Upgrade |
Non-Insurance Activities Revenue | 493.7 | 473.9 | 430 | 470.7 | 298 | 258.7 | Upgrade |
| 621.2 | 594.4 | 571.2 | 658.6 | 377.5 | 340 | Upgrade | |
Revenue Growth (YoY) | 13.83% | 4.06% | -13.27% | 74.46% | 11.03% | -57.42% | Upgrade |
Policy Benefits | - | - | 0.5 | 133.4 | 31.3 | 18.2 | Upgrade |
Policy Acquisition & Underwriting Costs | - | - | - | 29.5 | - | - | Upgrade |
Amortization of Goodwill & Intangibles | - | - | - | - | - | 11.8 | Upgrade |
Depreciation & Amortization | - | - | - | - | - | 5.3 | Upgrade |
Selling, General & Administrative | 234.7 | 213.7 | 219.8 | 177.8 | 207.3 | 103.4 | Upgrade |
Non-Insurance Activities Expense | 318.7 | 308.8 | 301.5 | 249.8 | 113.6 | 87.5 | Upgrade |
Other Operating Expenses | - | - | - | 21.8 | - | - | Upgrade |
Reinsurance Income or Expense | - | - | - | - | - | 7.7 | Upgrade |
Total Operating Expenses | 557.5 | 526.6 | 523.4 | 611.8 | 351.3 | 303.1 | Upgrade |
Operating Income | 63.7 | 67.8 | 47.8 | 46.8 | 26.2 | 36.9 | Upgrade |
Interest Expense | -54.4 | -44.3 | -42.1 | -42.2 | -38.1 | -30.2 | Upgrade |
Other Non Operating Income (Expenses) | -7.2 | -3.9 | 3.2 | - | -2.7 | - | Upgrade |
EBT Excluding Unusual Items | 2.1 | 19.6 | 8.9 | 4.6 | -14.6 | 6.7 | Upgrade |
Merger & Restructuring Charges | -18.1 | -18.1 | -18.9 | -3.7 | -4.8 | -21.3 | Upgrade |
Impairment of Goodwill | - | -138.3 | -104.9 | -269 | - | -59.8 | Upgrade |
Gain (Loss) on Sale of Assets | 1 | 0.9 | -0.5 | - | 6.8 | 15.2 | Upgrade |
Asset Writedown | -24.8 | -24.5 | -8.4 | -1.7 | -11.2 | -5.2 | Upgrade |
Other Unusual Items | 0.2 | 0.2 | - | -2.9 | 0.3 | 3.2 | Upgrade |
Pretax Income | -39.6 | -160.2 | -123.8 | -272.7 | -23.5 | -61.2 | Upgrade |
Income Tax Expense | 17.6 | 18.5 | -15.8 | 0.4 | 4.5 | 6.6 | Upgrade |
Earnings From Continuing Ops. | -57.2 | -178.7 | -108 | -273.1 | -28 | -67.8 | Upgrade |
Earnings From Discontinued Ops. | -5 | 13.8 | -5 | - | - | - | Upgrade |
Net Income to Company | -62.2 | -164.9 | -113 | -273.1 | -28 | -67.8 | Upgrade |
Net Income | -62.2 | -164.9 | -113 | -273.1 | -28 | -67.8 | Upgrade |
Net Income to Common | -62.2 | -164.9 | -113 | -273.1 | -28 | -67.8 | Upgrade |
Shares Outstanding (Basic) | 141 | 141 | 140 | 140 | 140 | 101 | Upgrade |
Shares Outstanding (Diluted) | 141 | 141 | 140 | 140 | 140 | 101 | Upgrade |
Shares Change (YoY) | 0.86% | 0.50% | 0.21% | - | 37.85% | 35.61% | Upgrade |
EPS (Basic) | -0.44 | -1.17 | -0.81 | -1.96 | -0.20 | -0.67 | Upgrade |
EPS (Diluted) | -0.44 | -1.17 | -0.81 | -1.96 | -0.20 | -0.67 | Upgrade |
Free Cash Flow | 91 | 93.1 | 57 | -34.7 | 27.6 | -363.5 | Upgrade |
Free Cash Flow Per Share | 0.65 | 0.66 | 0.41 | -0.25 | 0.20 | -3.59 | Upgrade |
Operating Margin | 10.25% | 11.41% | 8.37% | 7.11% | 6.94% | 10.85% | Upgrade |
Profit Margin | -10.01% | -27.74% | -19.78% | -41.47% | -7.42% | -19.94% | Upgrade |
Free Cash Flow Margin | 14.65% | 15.66% | 9.98% | -5.27% | 7.31% | -106.91% | Upgrade |
EBITDA | 86.5 | 90.1 | 71.1 | 70.3 | 47.4 | 50.4 | Upgrade |
EBITDA Margin | 13.93% | 15.16% | 12.45% | 10.67% | 12.56% | 14.82% | Upgrade |
D&A For EBITDA | 22.8 | 22.3 | 23.3 | 23.5 | 21.2 | 13.5 | Upgrade |
EBIT | 63.7 | 67.8 | 47.8 | 46.8 | 26.2 | 36.9 | Upgrade |
EBIT Margin | 10.25% | 11.41% | 8.37% | 7.11% | 6.94% | 10.85% | Upgrade |
Revenue as Reported | - | - | - | 663.7 | 377.2 | 337.6 | Upgrade |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.