Saga plc Balance Sheet

Financials in millions GBP. Fiscal year is February - January.

Millions GBP. Fiscal year is Feb - Jan.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jan '26 Jan 31, 2026	Jan '25 Jan 31, 2025	Jan '24 Jan 31, 2024	Jan '23 Jan 31, 2023	Jan '22 Jan 31, 2022
Other Investments	-	11.5	-	-	-
Total Investments	-	11.5	-	5.9	6.2
Cash & Equivalents	202	5.4	171.7	161.9	187
Reinsurance Recoverable	-	-	173.2	112.2	65.4
Other Receivables	143.3	114.6	104.5	112.1	136.2
Deferred Policy Acquisition Cost	-	-	-	-	18.2
Property, Plant & Equipment	603.4	607.7	618	641.7	682.5
Goodwill	206.4	206.4	344.7	449.6	718.6
Other Intangible Assets	33	34.3	60.7	51.3	47.1
Restricted Cash	67	132.6	87.7	70.4	92.5
Other Current Assets	20.5	470.9	50.2	66.5	37.9
Long-Term Deferred Tax Assets	-	-	49.4	20.8	12.3
Long-Term Deferred Charges	-	4.9	3.6	2.5	2.6
Other Long-Term Assets	-	-	219.1	254.4	295.9
Total Assets	1,276	1,588	1,883	1,949	2,302
Accounts Payable	237.6	145.5	139.3	128.9	124.8
Accrued Expenses	-	46	51.4	50.2	65.3
Insurance & Annuity Liabilities	-	-	72.7	52.7	-
Unpaid Claims	-	-	326.6	294.8	292.8
Unearned Premiums	-	-	-	-	93.9
Current Portion of Long-Term Debt	1.7	-	150	-	-
Current Portion of Leases	-	6.7	6.9	11.5	5.4
Short-Term Debt	0.3	1.6	1.9	4.4	0.4
Long-Term Debt	607.9	662.2	646.2	854.6	896.5
Long-Term Leases	38.4	19.4	19.4	21.1	29.9
Long-Term Deferred Tax Liabilities	-	-	14.6	9.3	5.6
Other Current Liabilities	18.4	427.9	21.9	16.8	18.7
Other Long-Term Liabilities	24	4.7	0.7	1	1.6
Total Liabilities	1,206	1,531	1,659	1,584	1,650
Common Stock	21.7	21.5	21.3	21.1	21.1
Additional Paid-In Capital	648.3	648.3	648.3	648.3	648.3
Retained Earnings	-604.7	-620.2	-452.5	-309.7	-22.4
Treasury Stock	-1.6	-1.4	-1.2	-	-
Comprehensive Income & Other	6	9.5	7.6	5.7	5.9
Shareholders' Equity	69.7	57.7	223.5	365.4	652.9
Total Liabilities & Equity	1,276	1,588	1,883	1,949	2,302
Filing Date Shares Outstanding	143.8	142.46	141	140.33	140.33
Total Common Shares Outstanding	143.8	142.46	141	140.33	140.33
Total Debt	648.3	689.9	824.4	891.6	932.2
Net Cash (Debt)	-446.3	-684.5	-652.7	-729.7	-745.2
Net Cash Per Share	-3.03	-4.87	-4.67	-5.23	-5.34
Book Value Per Share	0.48	0.41	1.59	2.60	4.65
Tangible Book Value	-169.7	-183	-181.9	-135.5	-112.8
Tangible Book Value Per Share	-1.18	-1.28	-1.29	-0.97	-0.80
Land	-	15.3	9.3	5.6	24.6
Machinery	-	686.5	680	691	696.7

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.