Saga plc (LON:SAGA)

Saga plc Balance Sheet

Financials in millions GBP. Fiscal year is February - January.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 31, 2025	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022	Jan 31, 2021
Other Investments	11	-241.6	-	-	-	-
Total Investments	11	-241.6	-	5.9	6.2	6.2
Cash & Equivalents	140.3	5.4	171.7	161.9	187	76.9
Reinsurance Recoverable	-	-	173.2	112.2	65.4	71.6
Other Receivables	155.3	114.6	104.5	112.1	136.2	156.8
Deferred Policy Acquisition Cost	-	-	-	-	18.2	15.1
Property, Plant & Equipment	617.5	607.7	618	641.7	682.5	663
Goodwill	206.4	206.4	344.7	449.6	718.6	718.6
Other Intangible Assets	33.9	34.3	60.7	51.3	47.1	56.6
Restricted Cash	89.8	195.5	87.7	70.4	92.5	113.9
Other Current Assets	21.1	482.4	50.2	66.5	37.9	32.5
Long-Term Deferred Tax Assets	-	-	49.4	20.8	12.3	12.5
Long-Term Deferred Charges	-	4.9	3.6	2.5	2.6	2.9
Other Long-Term Assets	-	178.7	219.1	254.4	295.9	286.1
Total Assets	1,275	1,588	1,883	1,949	2,302	2,213
Accounts Payable	268.5	145.5	139.3	128.9	124.8	115.5
Accrued Expenses	-	46	51.4	50.2	65.3	50.1
Insurance & Annuity Liabilities	-	-	72.7	52.7	-	-
Unpaid Claims	-	-	326.6	294.8	292.8	329.5
Unearned Premiums	-	-	-	-	93.9	96.8
Current Portion of Long-Term Debt	0.9	-	150	-	-	-
Current Portion of Leases	-	6.7	6.9	11.5	5.4	2.3
Short-Term Debt	0.2	1.6	1.9	4.4	0.4	1.5
Long-Term Debt	632.6	662.2	646.2	854.6	896.5	817.1
Long-Term Leases	39.8	19.4	19.4	21.1	29.9	2.1
Long-Term Deferred Tax Liabilities	-	-	14.6	9.3	5.6	5.8
Other Current Liabilities	2.1	427.9	21.9	16.8	18.7	22.9
Other Long-Term Liabilities	24.1	4.7	0.7	1	1.6	1.9
Total Liabilities	1,217	1,531	1,659	1,584	1,650	1,532
Common Stock	21.7	21.5	21.3	21.1	21.1	21
Additional Paid-In Capital	648.3	648.3	648.3	648.3	648.3	648.3
Retained Earnings	-618.8	-620.2	-452.5	-309.7	-22.4	0.2
Treasury Stock	-1.6	-1.4	-1.2	-	-	-
Comprehensive Income & Other	9.2	9.5	7.6	5.7	5.9	11.2
Total Common Equity	58.8	57.7	223.5	365.4	652.9	680.7
Shareholders' Equity	58.8	57.7	223.5	365.4	652.9	680.7
Total Liabilities & Equity	1,275	1,588	1,883	1,949	2,302	2,213
Filing Date Shares Outstanding	141	142.46	141	140.33	140.33	140.09
Total Common Shares Outstanding	141	142.46	141	140.33	140.33	140.09
Total Debt	673.5	689.9	824.4	891.6	932.2	823
Net Cash (Debt)	-533.2	-684.5	-652.7	-729.7	-745.2	-746.1
Net Cash Per Share	-3.78	-4.87	-4.67	-5.23	-5.34	-7.37
Book Value Per Share	0.42	0.41	1.59	2.60	4.65	4.86
Tangible Book Value	-181.5	-183	-181.9	-135.5	-112.8	-94.5
Tangible Book Value Per Share	-1.29	-1.28	-1.29	-0.97	-0.80	-0.67
Land	-	15.3	9.3	5.6	24.6	24.6
Machinery	-	686.5	680	691	696.7	709.9

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.