Standard Life Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	5,512	5,139	4,861	5,142	5,376
Total Interest & Dividend Income	3,532	7,361	3,306	30,487	4,489
Gain (Loss) on Sale of Investments	18,843	7,882	11,126	-45,246	12,354
Other Revenue	1,072	1,027	967	858	1,001
Total Revenue	28,959	21,409	20,260	-8,759	23,220
Revenue Growth (YoY)	35.27%	5.67%	-	-	6.49%
Policy Benefits	26,654	19,776	17,247	-7,629	21,866
Policy Acquisition & Underwriting Costs	238	273	290	332	577
Amortization of Goodwill & Intangibles	-	-	6	6	20
Selling, General & Administrative	1,541	1,825	1,662	1,421	2,056
Other Operating Expenses	189	196	100	-474	109
Reinsurance Income or Expense	-	-	-	-	22
Total Operating Expenses	28,682	22,126	19,416	-6,280	24,643
Operating Income	277	-717	844	-2,479	-1,423
Interest Expense	-266	-290	-258	-230	-242
EBT Excluding Unusual Items	11	-1,007	586	-2,709	-1,665
Impairment of Goodwill	-	-	-	-	-47
Gain (Loss) on Sale of Assets	-	-	-	-	87
Asset Writedown	9	-100	-390	-1,380	1,195
Other Unusual Items	-	-	66	-	-
Pretax Income	20	-1,107	262	-4,089	-430
Income Tax Expense	414	-29	178	-1,432	279
Earnings From Continuing Ops.	-394	-1,078	84	-2,657	-709
Minority Interest in Earnings	-49	-12	-28	-67	-128
Net Income	-443	-1,090	56	-2,724	-837
Preferred Dividends & Other Adjustments	29	29	22	22	23
Net Income to Common	-472	-1,119	34	-2,746	-860
Shares Outstanding (Basic)	1,001	1,001	1,001	999	998
Shares Outstanding (Diluted)	1,001	1,001	1,003	999	998
Shares Change (YoY)	-	-0.20%	0.40%	0.10%	17.97%
EPS (Basic)	-0.47	-1.12	0.03	-2.75	-0.86
EPS (Diluted)	-0.47	-1.12	0.03	-2.75	-0.86
Dividend Per Share	0.554	0.540	0.526	0.508	0.489
Dividend Growth	2.59%	2.56%	3.64%	3.89%	2.95%
Operating Margin	0.96%	-3.35%	4.17%	-	-6.13%
Profit Margin	-1.63%	-5.23%	0.17%	-	-3.70%
EBITDA	293	-697	863	-2,463	-1,395
EBITDA Margin	1.01%	-3.26%	4.26%	-	-6.01%
D&A For EBITDA	16	20	19	16	28
EBIT	277	-717	844	-2,479	-1,423
EBIT Margin	0.96%	-3.35%	4.17%	-	-6.13%
Effective Tax Rate	2070.00%	-	67.94%	-	-
Revenue as Reported	-	-	-	-	24,541

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.