Standard Life plc (LON:SDLF)

Standard Life Financials Overview

Financials in millions GBP. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	40,499	28,959	21,409	20,260	-8,759	23,220
Revenue Growth	39.85%	35.27%	5.67%	-	-	6.49%
Operating Income Operating Income Growth	351	277	-717	844	-2,479	-1,423
Net Income Net Income Growth	-493	-472	-1,119	34	-2,746	-860
Earnings Per Share EPS Growth	-0.49	-0.47	-1.12	0.03	-2.75	-0.86
EPS Growth	-	-	-	-	-	-

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Retirement Solutions Retirement Solutions Growth	2,680	2,519	4,459	1,836	12,809
Pensions & Savings Pensions & Savings Growth	-1,559	-1,587	-562	-490	3,063
With-profits With-profits Growth	-2,131	-2,130	-711	-1,550	5,721
Europe & Other Europe & Other Growth	-558	-554	-785	-847	6,233
Total Total Growth	-1,568	-1,752	2,401	-1,051	27,826

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	7,450	134	198	174	242	405
Total Debt Total Debt Growth	2,808	7,590	6,291	3,966	8,381	4,826
Net Cash (Debt) Net Cash Growth	4,642	-7,456	-6,093	-3,792	-8,139	-4,421
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	4.63	-7.45	-6.09	-3.78	-8.15	-4.43

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-968	-993	3,372	-863	866	-1,020
Free Cash Flow Free Cash Flow Growth	-968	-993	3,372	-863	866	-1,020
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	0.87%	0.96%	-3.35%	4.17%	-	-6.13%
Pretax Margin	0.26%	0.07%	-5.17%	1.29%	46.68%	-1.85%
Profit Margin	-1.22%	-1.63%	-5.23%	0.17%	-	-3.70%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov 6, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.561	0.554	0.540	0.526	0.508	0.489
Dividend Per Share Growth	2.56%	2.59%	2.56%	3.64%	3.89%	2.95%
Dividend Yield	6.04%	7.54%	10.58%	9.83%	8.34%	7.48%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov 6, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	-	-	-	157.32	-	-
Forward PE	13.23	11.33	9.63	10.15	7.58	8.36
PS Ratio	0.23	0.25	0.24	0.26	-0.69	0.28

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Nov 6, 2026

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