Standard Life plc (LON:SDLF)

London · Delayed Price · Currency is GBP · Price in GBX

894.00

+7.00 (0.79%)

Sep 25, 2026, 4:47 PM GMT

Standard Life Financials Overview

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	40,499	28,959	21,409	20,260	-8,759	23,220
Revenue Growth	39.85%	35.27%	5.67%	-	-	6.49%
Operating Income	351	277	-717	844	-2,479	-1,423
Net Income	-493	-472	-1,119	34	-2,746	-860
Earnings Per Share	-0.49	-0.47	-1.12	0.03	-2.75	-0.86
EPS Growth	-	-	-	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Retirement Solutions	2,680	2,519	4,459	1,836	12,809
Pensions & Savings	-1,559	-1,587	-562	-490	3,063
With-profits	-2,131	-2,130	-711	-1,550	5,721
Europe & Other	-558	-554	-785	-847	6,233
Total	-1,568	-1,752	2,401	-1,051	27,826

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	7,450	134	198	174	242	405
Total Debt	2,808	7,590	6,291	3,966	8,381	4,826
Net Cash (Debt)	4,642	-7,456	-6,093	-3,792	-8,139	-4,421
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	4.63	-7.45	-6.09	-3.78	-8.15	-4.43

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-968	-993	3,372	-863	866	-1,020
Free Cash Flow	-968	-993	3,372	-863	866	-1,020
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	0.87%	0.96%	-3.35%	4.17%	-	-6.13%
Pretax Margin	0.26%	0.07%	-5.17%	1.29%	46.68%	-1.85%
Profit Margin	-1.22%	-1.63%	-5.23%	0.17%	-	-3.70%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.561	0.554	0.540	0.526	0.508	0.489
Dividend Per Share Growth	2.56%	2.59%	2.56%	3.64%	3.89%	2.95%
Dividend Yield	6.28%	8.06%	12.44%	12.77%	11.96%	11.63%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	-	157.32	-	-
Forward PE	12.54	11.33	9.63	10.15	7.58	8.36
PS Ratio	0.22	0.25	0.24	0.26	-0.69	0.28