Standard Life Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	7,439	7,364	5,095	5,349	6,077	6,523
Market Cap Growth	29.71%	44.54%	-4.75%	-11.97%	-6.84%	-6.72%
Enterprise Value	15,449	1,383	-269	1,837	310	2,214
PE Ratio	-	-	-	157.32	-	-
PS Ratio	0.26	0.25	0.24	0.26	-0.69	0.28
PB Ratio	5.76	5.70	2.27	1.41	1.43	0.96
P/OCF Ratio	-	-	1.51	-	7.02	-
EV/Sales Ratio	0.53	0.05	-	0.09	-	0.10
EV/EBITDA Ratio	51.16	4.72	-	2.13	-	-
EV/EBIT Ratio	55.77	4.99	-	2.18	-	-
Debt / Equity Ratio	5.88	5.88	2.80	1.05	1.98	0.71
Debt / EBITDA Ratio	25.13	25.13	-	4.54	-	-
Net Debt / Equity Ratio	5.77	5.77	2.71	1.00	1.92	0.65
Net Debt / EBITDA Ratio	25.45	25.45	-8.74	4.39	-3.30	-3.17
Quick Ratio	0.03	0.03	0.02	0.03	0.04	0.03
Current Ratio	0.15	0.15	0.18	0.19	0.25	0.25
Asset Turnover	0.09	0.09	0.07	0.07	-	0.07
Return on Equity (ROE)	-22.27%	-22.27%	-35.75%	2.09%	-48.28%	-9.69%
Return on Assets (ROA)	0.05%	0.05%	-0.15%	0.18%	-0.50%	-0.27%
Return on Invested Capital (ROIC)	-61.44%	-62.66%	-8.80%	2.66%	-20.48%	-11.75%
Earnings Yield	-6.34%	-6.02%	-21.39%	1.05%	-44.83%	-12.83%
Dividend Yield	7.70%	7.82%	12.06%	12.38%	11.60%	11.28%
Payout Ratio	-	-	-	980.36%	-	-
Buyback Yield / Dilution	-	-	0.20%	-0.40%	-0.10%	-17.97%
Total Shareholder Return	7.70%	7.82%	12.26%	11.98%	11.50%	-6.69%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.