Shawbrook Group PLC (LON:SHAW)

Shawbrook Group Cash Flow Statement

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	245.4	219.9	212.1	174.7	149.3	58.1
Depreciation & Amortization	25	21.8	19.8	20	19.5	21
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.7
Gain (Loss) on Sale of Investments	-	-	-	-	-	2.7
Provision for Credit Losses	32.3	32.3	27.4	38	-17.9	34.1
Change in Trading Asset Securities	163	37	63.2	-273	-17.4	0.3
Change in Other Net Operating Assets	-1,274	-1,640	-2,468	-1,884	-1,518	-387
Other Operating Activities	39.1	17.6	12.1	-0.4	-1.3	1.3
Operating Cash Flow	-768.2	-1,311	-2,132	-1,924	-1,385	-268.4
Capital Expenditures	-2	-2.7	-0.9	-0.5	-0.7	-0.8
Cash Acquisitions	-	-	-8.8	-	-3.4	-
Investment in Securities	-1,105	-714.8	-153.8	-171.3	-162.1	-158.2
Income (Loss) Equity Investments	-	-	-	-	-	-0.1
Purchase / Sale of Intangibles	-18.8	-15.1	-14.5	-9.4	-7.1	-7.5
Other Investing Activities	-6.9	-6.9	-	-	-	-
Investing Cash Flow	-1,133	-739.5	-178	-181.2	-173.3	-166.5
Long-Term Debt Issued	-	250	290	298	543.8	75
Long-Term Debt Repaid	-	-504.8	-266.3	-205.6	-46.1	-179.1
Net Debt Issued (Repaid)	-867	-254.8	23.7	92.4	497.7	-104.1
Issuance of Common Stock	-	-	14.3	-	-	-
Common Dividends Paid	-15	-15.1	-16.9	-8.8	-9.8	-9.8
Net Increase (Decrease) in Deposit Accounts	1,692	2,241	2,648	2,556	1,465	784.7
Other Financing Activities	-1.5	-1	-1.2	-2.4	-0.8	-0.9
Financing Cash Flow	808.9	1,970	2,668	2,637	1,952	669.9
Net Cash Flow	-1,092	-79.8	357.8	531.5	393.4	235
Free Cash Flow	-770.2	-1,313	-2,133	-1,925	-1,386	-269.2
Free Cash Flow Margin	-127.18%	-238.80%	-399.03%	-440.28%	-381.39%	-114.99%
Free Cash Flow Per Share	-	-5.19	-8.43	-7.61	-5.47	-1.06
Cash Interest Paid	54.2	-	-	-	-	-
Cash Income Tax Paid	71.8	85.5	88.1	61.9	48.3	16.8

Source: S&P Global Market Intelligence. Banks template. Financial Sources.