Shawbrook Group PLC (LON:SHAW)
London · Delayed Price · Currency is GBP · Price in GBX 354.00
+7.50 (2.16%)
Jul 24, 2026, 4:48 PM GMT
Shawbrook Group Financials Overview
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 599.1 | 599.1 | 542.6 | 526.4 | 428.5 | 354.7 |
Revenue Growth | 0.05% | 10.41% | 3.08% | 22.85% | 20.81% | 55.77% |
Net Income Net Income Growth | 195.5 | 195.5 | 219.9 | 212.1 | 174.7 | 149.3 |
Earnings Per Share EPS Growth | 0.35 | 0.35 | 0.40 | 0.42 | 0.35 | - |
EPS Growth | -27.81% | -12.50% | -4.76% | 20.00% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Commercial - Real Estate Commercial - Real Estate Growth | 175.2 | 175.2 | 158.2 | 134.1 | 143.6 | - |
Commercial - Small and Medium-sized Enterprises (SME) Commercial - Small and Medium-sized Enterprises (SME) Growth | 183.1 | 183.1 | 174.6 | 177.6 | 146.4 | - |
Retail - Consumer Finance Retail - Consumer Finance Growth | 42.9 | 42.9 | 19 | 12.5 | 17.2 | 35 |
Retail - Retail Mortgage Brands Retail - Retail Mortgage Brands Growth | 120.2 | 120.2 | 99.5 | 62.2 | 39.3 | - |
Other Other Growth | 86.3 | 86.3 | 91.3 | 140 | 82 | - |
Unallocated Underlying Adjustments Unallocated Underlying Adjustments Growth | -8.6 | -8.6 | - | - | - | - |
Total Total Growth | 599.1 | 599.1 | 542.6 | 526.4 | 428.5 | 354.7 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 1,925 | 1,925 | 2,245 | 2,188 | 2,037 | 1,694 |
Total Debt Total Debt Growth | 583.8 | 583.8 | 720.3 | 651.3 | 213.2 | 416 |
Net Cash (Debt) Net Cash Growth | -583.8 | -583.8 | -720.3 | -651.3 | -213.2 | -416 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -1.15 | -1.15 | -1.42 | -1.29 | -0.42 | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 1,068 | 1,068 | 930.6 | 515.9 | 631.5 | 79.6 |
Capital Expenditures CapEx Growth | -0.6 | -0.6 | -2.7 | -0.9 | -0.5 | -0.7 |
Free Cash Flow Free Cash Flow Growth | 1,067 | 1,067 | 927.9 | 515 | 631 | 78.9 |
Free Cash Flow Growth | 15.73% | 15.02% | 80.17% | -18.38% | 699.75% | -84.69% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 45.43% | 45.43% | 54.39% | 54.46% | 54.38% | 55.60% |
Profit Margin | 32.63% | 32.63% | 40.53% | 40.29% | 40.77% | 42.09% |
FCF Margin | 178.15% | 178.15% | 171.01% | 97.83% | 147.26% | 22.24% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.11 | 13.89 | - | - | - | - |
Forward PE | 6.97 | 9.35 | - | - | - | - |
P/FCF Ratio | - | 2.37 | - | - | - | - |
PS Ratio | 3.04 | 4.22 | - | - | - | - |