Shawbrook Group PLC (LON:SHAW)
London flag London · Delayed Price · Currency is GBP · Price in GBX
335.00
+4.00 (1.21%)
Aug 14, 2026, 4:47 PM GMT

Shawbrook Group Financials Overview

Millions GBP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
638.6605.3550534.6437.2363.3
Revenue Growth
5.50%10.05%2.88%22.28%20.34%55.19%
Net Income
199.8180.4204.8212.1174.7149.3
Earnings Per Share
0.380.350.400.840.690.59
EPS Growth
9.11%-12.50%-52.27%21.41%17.01%156.97%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial - Small and Medium-sized Enterprises (SME)
204183.1174.6177.6146.4-
Retail - Retail Mortgage Brands
126.5120.299.562.239.3-
Other
92.686.391.314082-
Commercial - Real Estate
174.6175.2158.2134.1143.6-
Retail - Consumer Finance
43.642.91912.517.235
Unallocated Underlying Adjustments
--8.6----
Total
632.7599.1542.6526.4428.5354.7

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,5042,0642,5352,4392,3871,735
Total Debt
2,1842,0711,281857.9311.3434
Net Cash (Debt)
320.3-7.81,2541,5812,0761,301
Net Cash Growth
---20.68%-23.83%59.58%47.41%
Net Cash Per Share
0.62-0.022.486.258.205.14

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-848.2-1,482-1,311-2,132-1,924-1,385
Capital Expenditures
-2-0.6-2.7-0.9-0.5-0.7
Free Cash Flow
-850.2-1,482-1,313-2,133-1,925-1,386
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
31.29%29.80%37.24%39.67%39.96%41.10%
FCF Margin
-133.13%-244.87%-238.80%-399.03%-440.28%-381.39%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.7714.00----
Forward PE
6.269.35----
PS Ratio
2.734.17----